Clay County property record for 9760 Hwy 45, Flora, IL 62839
| Property Type | Single Family Home |
|---|---|
| Lot Size | 10.6 acres (463,914 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $903 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-14-301-013 |
| Primary APN | 10-14-301-013 |
|---|
| Lot Area | 463,914 sqft (10.6 acres) |
|---|
| Street Address | 9760 HIGHWAY 45 |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KINCAIDS SUB-DIV (OUT CORP) LOTS 28-32 EX W 20' 10.65 AC |
| Legal Lot Number | 28-32 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 3 |
| Census Block | 3114 |
| Census Tract | 972000 |
9760 Hwy 45 is owned and occupied by an individual.
Source: Clay County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9748 HIGHWAY 45, FLORA, IL 62839-3046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 9760 Hwy 45 was $903 with exemptions applied, down 17.3% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $903.00 (-17.31%) Homeowner's exemption | $26,781 Land $12,330 Building $14,451 | $80,343 Land $36,990 Building $43,353 |
| 2024 | $1,092.00 | ||
| 2022 | $930.00 (+1.2%) Homeowner's exemption | $20,110 Land $9,161 Building $10,949 | $60,330 Land $27,483 Building $32,847 |
| 2021 | $919.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9760 Hwy 45 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9760 Hwy 45 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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