Clay County property record for 9748 Hwy 45, Flora, IL 62839
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.27 acres (98,881 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $497 (2019) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-14-301-004 |
| Primary APN | 10-14-301-004 |
|---|
| Basement Area | -3 sqft |
|---|
| Lot Area | 98,881 sqft (2.27 acres) |
|---|
| Street Address | 9748 HIGHWAY 45 |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KINCAIDS SUB-DIV (OUT CORP) PT LOTS 29 & 30 2.27 AC |
| Legal Lot Number | 2,29-30 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 3 |
| Census Block | 3112 |
| Census Tract | 972000 |
9748 Hwy 45 is owned and occupied by an individual.
Source: Clay County records, as of August 7, 2020
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9748 HIGHWAY 45, FLORA, IL 62839-3046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | BK 138 PG 895 |
| Record Updated | Jun 7, 2026 |
Source: Clay County assessment roll, as of January 1, 2019
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
FEMA maps place 9748 Hwy 45 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 9748 Hwy 45 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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