San Diego County property record for 976 Surfbird Way, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,050 sqft Living Area |
| Lot Size | 1,736 sqft (0.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $333,000 (2017) |
| Tax Bill | $4,201.00 (2025) |
| Primary APN | 160-470-23-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,050 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Stucco Exterior |
| Roof Material | Gravel Roof |
| Lot Area | 1,736 sqft (0.4 acres) |
| Depth X Width | 62 ft x 28 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Radiant Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 976 SURFBIRD WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-7713 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 23 TR 008648 |
| Legal Subdivision | OCEANA MISSION |
| Legal Tract | 008648 |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 18524 |
Source: San Diego County records · APN 160-470-23-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 976 SURFBIRD WAY, OCEANSIDE, CA 92057-7713 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Sep 23, 2025 | Deed of Trust, Mortgage · Commercial Mortgage LOANDEPOT.COM LLC |
| Dec 26, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LOANDEPOT.COM LLC |
| Feb 26, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Mar 24, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage JMAC LENDING |
| Sep 01, 2017 | Grant Deed, Transfer · Veterans Administration Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2017 · Amount on Record |
| Deed Sale | Sep 01, 2017 · Amount on Record |
| Prior Sale | Aug 29, 2016 · Amount on Record |
| Deed Doc Number | 2017402644 |
| Prior Transfer Date | May 18, 2016 |
| Prior Transfer Doc | 0000342044 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 976 SURFBIRD WAY, OCEANSIDE, CA 92057-7713 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000264353 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2025-0264353 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 976 SURFBIRD WAY, OCEANSIDE, CA 92057-7713 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2024 |
| Name | Verified Name |
|---|---|
| Address | 976 SURFBIRD WAY, OCEANSIDE, CA 92057-7713 |
| Document Number | 0000352609 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 2023-0352609 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 976 SURFBIRD WAY, OCEANSIDE, CA 92057-7713 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 976 SURFBIRD WAY, OCEANSIDE, CA 92057-7713 |
| Document Number | 0000153774 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-0153774 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 976 SURFBIRD WAY, OCEANSIDE, CA 92057-7713 |
| Document Number | 0000165098 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 976 SURFBIRD WAY OCEANSIDE CA 920577713, OCEANSIDE, CA 92057-7713 |
| Document Number | 0000165098 |
|---|---|
| Date | Apr 01, 2020 |
| Instrument | 165098 |
| Name | JMAC LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92705 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 01, 2017 |
| Property Address | 976 SURFBIRD WAY, OCEANSIDE, CA 92057-7713 |
| Document Number | 0000402644 |
| Map Reference | MAP8648 |
| Instrument Date | Aug 02, 2017 |
| Instrument | 2017-0402644 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 976 SURFBIRD WAY, OCEANSIDE, CA 92057-7713 |
| Document Number | 0000402645 |
|---|---|
| Date | Sep 01, 2017 |
| Instrument | 2017-0402645 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $386,469 (+2%) Land $259,375 Building $127,094 | |
| 2025 | $4,201.00 (+5.26%) Homeowner's exemption | $378,892 (+4.04%) Land $254,290 Building $124,602 |
| 2023 | $3,991.00 (+1.58%) Homeowner's exemption | $364,180 Land $244,416 Building $119,764 |
| 2022 | $3,929.00 |
976 Surfbird Way is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 6th percentile of exposed land nationally · 4th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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