972 Surfbird Way, Oceanside, CA 92057 Property Records

San Diego County property record for 972 Surfbird Way, Oceanside, CA 92057 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,064 sqft · built 1979
Lot Size	0.4 acres (1,736 sqft)
Owner	2 Company Names on File
Last Sale	$607,000 (Oct 2025)
Tax Bill	$3,782 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2025 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`160-470-21-00`

Property Details

APN / Parcel Number

Primary APN	`160-470-21-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	1,736 sqft (0.4 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	972 SURFBIRD WAY
City	OCEANSIDE
State	CA
Zip	92057-7713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 TR 008648
Legal Subdivision	OCEANA MISSION
Legal Tract	008648
Legal Block	1
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18524

Owner

Source: San Diego County records · APN 160-470-21-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	972 SURFBIRD WAY, OCEANSIDE, CA 92057-7713
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Grant Deed, Transfer CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD
Oct 31, 2025	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD
Jul 05, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 20, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV
Sep 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 25, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 25, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 25, 2017	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Aug 25, 2017 · Amount on Record
Deed Document Number	2025306746
Prior Transfer Date	Sep 10, 2021
Prior Transfer Doc	0000663238
Record Updated	Sep 20, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2025
Property Address	972 SURFBIRD WAY, OCEANSIDE, CA 92057-7713
Document Number	0000306746
Map Reference	MAP 8848
Instrument Date	Sep 24, 2025
Instrument	2025-0306746
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 SURFBIRD WAY, OCEANSIDE, CA 92057-7713

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2025
Property Address	972 SURFBIRD WAY, OCEANSIDE, CA 92057-7713
Document Number	0000306745
Map Reference	MAP 8648
Instrument Date	Sep 24, 2025
Instrument	2025-0306745
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 SURFBIRD WAY, OCEANSIDE, CA 92057-7713

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	972 SURFBIRD WAY, OCEANSIDE, CA 92057-7713
Transaction Type	Mortgage
Record Updated	Jul 13, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 SURFBIRD WAY, OCEANSIDE, CA 92057-7713

Mortgage

Document Number	0000174133
Date	Jul 05, 2023
Instrument	2023-0174133

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2021
Property Address	972 SURFBIRD WAY, OCEANSIDE, CA 92057-7713
Document Number	0000663238
Map Reference	MAP 8648
Instrument Date	Sep 10, 2021
Instrument	2021-0663238
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 SURFBIRD WAY, OCEANSIDE, CA 92057-7713

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2021
Property Address	972 SURFBIRD WAY, OCEANSIDE, CA 92057-7713
Document Number	0000663239
Map Reference	MAP 8648
Instrument Date	Sep 09, 2021
Instrument	2021-0663239
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 SURFBIRD WAY, OCEANSIDE, CA 92057-7713

Mortgage

Document Number	0000663240
Date	Sep 20, 2021
Instrument	2021-0663240

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 25, 2017
Property Address	972 SURFBIRD WAY, OCEANSIDE, CA 92057-7713
Document Number	0000390550
Instrument Date	Aug 03, 2017
Instrument	390550
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2671 SE MORLAN WAY GRESHAM OR 970805223, GRESHAM, OR 97080-5223

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 25, 2017
Property Address	972 SURFBIRD WAY, OCEANSIDE, CA 92057-7713
Document Number	0000390549
Instrument Date	Aug 03, 2017
Instrument	390549
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2671 SE MORLAN WAY GRESHAM OR 970805223, GRESHAM, OR 97080-5223

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 25, 2017
Property Address	972 SURFBIRD WAY, OCEANSIDE, CA 92057-7713
Document Number	0000390551
Instrument Date	Aug 03, 2017
Instrument	390551
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 SURFBIRD WAY OCEANSIDE CA 920577713, OCEANSIDE, CA 92057-7713

Mortgage

Document Number	390552
Date	Aug 25, 2017
Instrument	390552

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$607,000 (+77.83%) Land $214,798 Building $392,202
2025	$3,782.00 (+5.29%) Homeowner's exemption	$341,342 (+4.04%) Land $120,790 Building $220,552
2023	$3,592.00 (+1.58%) Homeowner's exemption	$328,089 Land $116,100 Building $211,989
2022	$3,536.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185241, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 4% of California
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 378 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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