Anne Arundel County property record for 976 Round Top Dr, Annapolis, MD 21409 · Last verified September 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 6 Baths |
| Year Built | Built 1997 |
| Square Footage | 4,545 sqft Total Area |
| Lot Size | 18,000 sqft (0.413 acres) |
| Garage | Built-in, 441 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $740,000 (2022) |
| Tax Bill | $8,048.00 (2023) |
| Primary APN | 03-165-26103000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 6 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Building Area | 4,545 sqft Total Area |
| 1st Floor | 2,978 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 18,000 sqft (0.413 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Built-in Garage |
| Garage Area | 441 sqft Garage |
| Deck Area | 144 sqft Deck |
| Porch | Enclosed Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 16526103000 |
|---|---|
| Old Parcel Number | 316526103000 |
| Street Address | 976 ROUND TOP DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-4734 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LTS 9 10 BK AM PL 9 976 ROUND TOP DR CAPE ST CLAIRE |
| Legal Subdivision | CAPE ST CLAIRE |
| Legal Block | AM |
| Legal Lot Number | 9 10 |
| Jurisdiction | ANNE ARUNDEL MD |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 731004 |
Source: Anne Arundel County records · APN 03-165-26103000
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 976 ROUND TOP DR, ANNAPOLIS, MD 21409-4734 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 09, 2022 | Deed, Transfer · Conventional Mortgage BURKE AND HERBERT BANK AND TRUST CO |
| Nov 03, 2021 | Limited Warranty Deed, Transfer · Stand Alone First Mortgage COMMERCIAL LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2022 · Amount on Record |
| Deed Sale | Mar 09, 2022 · Amount on Record |
| Prior Sale | Nov 03, 2021 · Amount on Record |
| Deed Doc Number | 0038455440 |
| Deed Book / Page | 38455 / 440 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 976 ROUND TOP DR, ANNAPOLIS, MD 21409-4734 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0362340192 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 36234/192 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 09, 2022 |
| Property Address | 976 ROUND TOP DR, ANNAPOLIS, MD 21409-4734 |
| Document Number | 0384550440 |
| Book / Page | 38455 / 440 |
| Map Reference | MB 22 FO 6 |
| Instrument Date | Feb 26, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | AEDIS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 976 ROUND TOP DR, ANNAPOLIS, MD 21409-4734 |
| Document Number | 0038455448 |
|---|---|
| Date | Mar 09, 2022 |
| Instrument | 38455/448 |
| Name | BURKE AND HERBERT BANK AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 03, 2021 |
| Property Address | 976 ROUND TOP DR, ANNAPOLIS, MD 21409-4734 |
| Document Number | 0378470106 |
| Book / Page | 37847 / 106 |
| Map Reference | MB 22 FO 6 |
| Instrument Date | Sep 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | CLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 976 ROUND TOP DR, 976, ANNAPOLIS, MD 21409-4734 |
| Name | Verified Name |
|---|---|
| Address | 6564 LOISDALE CT STE 215, 215, SPRINGFIELD, VA 22150-1812 |
| Investor | Possibly a Property Investor |
| Document Number | 0037847114 |
|---|---|
| Date | Nov 03, 2021 |
| Instrument | 37847/114 |
| Name | COMMERCIAL LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,048.00 | $737,000 | $747,500 Land $257,000 Building $490,500 |
976 Round Top Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Anne Arundel County (24003C), updated January 16, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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