Anne Arundel County property record for 970 Round Top Dr, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,820 sqft · built 1972 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Oct 2022) |
| Tax Bill | $5,163 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165-07211954 |
| Primary APN | 03-165-07211954 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Pool Area | 450 sqft |
| Deck Area | 476 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 16507211954 |
|---|---|
| Street Address | 970 ROUND TOP DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-4734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 12 BK AM PL 9 CAPE ST CLAIRE |
| Legal Subdivision | CAPE ST CLAIRE |
| Legal Block | AM |
| Legal Lot Number | 12 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 731004 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 970 ROUND TOP DR, ANNAPOLIS, MD 21409-4734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 26, 2022 | Special Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP |
| Apr 6, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on Record |
| Deed Sale | Oct 26, 2022 · Amount on Record |
| Prior Sale | Aug 18, 1980 · Amount on Record |
| Deed Book / Page | 39231 / 120 |
| Prior Transfer Date | Aug 23, 2013 |
| Prior Transfer Doc | 0267290082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 26, 2022 |
| Property Address | 970 ROUND TOP DR, ANNAPOLIS, MD 21409-4734 |
| Document Number | 0392310120 |
| Book / Page | 39231 / 120 |
| Map Reference | MB 22 FO 6 |
| Instrument Date | Oct 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 970 ROUND TOP DR, 970, ANNAPOLIS, MD 21409-4734 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 970 ROUND TOP DR, ANNAPOLIS, MD 21409-4734 |
| Document Number | 0039231131 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 39231/131 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 970 ROUND TOP DR, ANNAPOLIS, MD 21409-4734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0308040067 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 30804/067 |
| Instrument | 30804-067 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $425,000 (+6.28%) | $450,100 (-) Land $240,000 Building $210,100 | |
| 2025 | $5,163.00 (+5.86%) | $399,900 (+8.61%) | $450,100 (+20.09%) Land $240,000 Building $210,100 |
| 2024 | $4,877.00 (+21.32%) | ||
| 2023 | $4,020.00 | $368,200 | $374,800 Land $230,000 Building $144,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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