976 Potenza Dr, Melbourne, FL 32904 Property Records

Brevard County property record for 976 Potenza Dr, Melbourne, FL 32904

Property Summary

Property Type	Single Family Home
Details	1,696 sqft · built 2019
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,967 (Aug 2019)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-20-27-*-86`

Property Details

APN / Parcel Number

Primary APN	`28-37-20-27-*-86`
Alternative APNs	`28-37-20-27-00000.0-0086.00` `3018726`

Interior

Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	2,498 sqft
1st Floor Area	1,696 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	483 sqft
Porch	Finished/Open Porch
Porch Area	319 sqft

Location & Zoning

Account Number	3018726
Street Address	976 POTENZA DR
City	MELBOURNE
State	FL
Zip	32904-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS LANDINGS PHASE TWO LOT 86
Legal Range	37E
Legal Township	28S
Legal Section	20
Legal Subdivision	CYPRESS LANDINGS PHASE TWO
Legal Phase	2
Legal Lot Number	86
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2017
Census Tract	65023

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	976 POTENZA DR, MELBOURNE, FL 32904-9213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 4, 2019	Grant Deed, Subdivision Related Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Aug 15, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI KBHS HM LNS LLC
Aug 8, 2019	Grant Deed, Transfer · Conventional with PMI KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Deed Document Number	2019173737
Deed Book / Page	8509 / 1207
Last Transfer Date	May 20, 2021
Transfer Doc	0091441026
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Jun 4, 2021
Property Address	976 POTENZA DR, WEST MELBOURNE, FL 32904-9213
Document Number	0091441026
Book / Page	9144 / 1026
Map Reference	MB 66 PG 50-53
Instrument Date	May 20, 2021
Instrument	2021144751
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	TITLE 365

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	976 POTENZA DR, WEST MELBOURNE, FL 32904-9213

Mortgage

Document Number	91441030
Date	Jun 4, 2021
Instrument	9144/1030

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

November 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 4, 2019
Property Address	976 POTENZA DR, WEST MELBOURNE, FL 32904-9213
Document Number	0085800612
Book / Page	008580 / 000612
Instrument Date	Oct 29, 2019
Instrument	240780
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$2,031.02
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	965 POTENZA DR WEST MELBOURNE FL 329049214, WEST MELBOURNE, FL 32904-9214

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 15, 2019
Property Address	976 POTENZA DR, WEST MELBOURNE, FL 32904-9213
Document Number	0085142767
Book / Page	008514 / 002767
Instrument Date	Aug 12, 2019
Instrument	179128
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,113.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1326 POTENZA DR WEST MELBOURNE FL 329049207, WEST MELBOURNE, FL 32904-9207

Mortgage

Document Number	85142769
Date	Aug 15, 2019
Book Page	008514/002769
Instrument	179129

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 8, 2019
Property Address	976 POTENZA DR, WEST MELBOURNE, FL 32904-9213
Document Number	0085091207
Book / Page	008509 / 001207
Instrument Date	Aug 6, 2019
Instrument	173737
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,120.77
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	976 POTENZA DR WEST MELBOURNE FL 32904, WEST MELBOURNE, FL 32904

Mortgage

Document Number	85091209
Date	Aug 8, 2019
Book Page	008509/001209
Instrument	173738

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	West Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,230 (+2.7%)	$322,220 (-4.87%)
2025	$2,258.00 (+8.35%) Homeowner's exemption	$174,520 (+10.71%)	$338,730 (-2.46%)
2024	$2,084.00 (+6.65%)
2023	$1,954.00 (+7.66%) Homeowner's exemption	$157,640 (+3%)	$347,270 (+9.59%) Land $77,000 Building $270,270
2022	$1,815.00 Homeowner's exemption	$153,050	$316,870 Land $71,500 Building $245,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST MELBOURNE WTR SYS(CONSEC) serves 30,443 people · EPA ID FL3051460
Water Source	Purchased surface water from CITY OF MELBOURNE
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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