1296 Potenza Dr, Melbourne, FL 32904 Property Records

Brevard County property record for 1296 Potenza Dr, Melbourne, FL 32904

Property Summary

Property Type	Single Family Home
Details	1,696 sqft · built 2020
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$290,529 (May 2020)
Tax Bill	$4,074 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-20-27-*-25`

Property Details

APN / Parcel Number

Primary APN	`28-37-20-27-*-25`
Alternative APNs	`28-37-20-27-00000.0-0025.00` `3018668`

Interior

Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	2,202 sqft
1st Floor Area	1,696 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Patio Area	406 sqft

Location & Zoning

Account Number	3018668
Street Address	1296 POTENZA DR
City	MELBOURNE
State	FL
Zip	32904-9219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS LANDINGS PHASE TWO LOT 25
Legal Range	37E
Legal Township	28S
Legal Section	20
Legal Subdivision	CYPRESS LANDINGS PHASE TWO
Legal Phase	2
Legal Lot Number	25
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2017
Census Tract	65023

Owner

1296 Potenza Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Brevard County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1296 POTENZA DR, MELBOURNE, FL 32904-9219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
May 22, 2020	Grant Deed, Transfer · FHA Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020 · Amount on File
Deed Sale	May 22, 2020 · Amount on File
Deed Document Number	2020110275
Deed Book / Page	8748 / 504
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	Sep 28, 2026
Property Address	1296 POTENZA DR, MELBOURNE, FL 32904-9219
Document Number	0000198095
Book / Page	10736 / 996
Instrument Date	Sep 21, 2026
Instrument	2026198095
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 POTENZA DR, MELBOURNE, FL 32904-9219

Mortgage

Document Number	0000198095,
Date	Sep 28, 2026
Book Page	10736/996
Instrument	2026198095

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 16, 2046

Interest

Max Rate	-1%

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	May 22, 2020
Property Address	1296 POTENZA DR, WEST MELBOURNE, FL 32904-9219
Document Number	0087480504
Book / Page	008748 / 000504
Instrument Date	May 19, 2020
Instrument	110275
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,034.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1296 POTENZA DR WEST MELBOURNE FL 329049219, WEST MELBOURNE, FL 32904-9219

Mortgage

Document Number	87480506
Date	May 22, 2020
Book Page	008748/000506
Instrument	110276

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1296 Potenza Dr was $4,074 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	West Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,380 (-4.66%)	$301,380 (-4.66%)
2025	$4,074.00 Homeowner's exemption	$316,100	$316,100
2023	$4,355.00 (+13.98%)	$333,900 (+10.31%) Land $70,000 Building $263,900	$333,900 (+10.31%) Land $70,000 Building $263,900
2022	$3,821.00	$302,690 Land $65,000 Building $237,690	$302,690 Land $65,000 Building $237,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1296 Potenza Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1296 Potenza Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST MELBOURNE WTR SYS(CONSEC) serves 30,443 people · EPA ID FL3051460
Water Source	Purchased surface water from CITY OF MELBOURNE
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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