976 Morgan Run Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 976 Morgan Run Rd, Baltimore, MD 21220

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,360 sqft · built 2017
Lot Size0.127 acres (5,532 sqft)
Owner2 Individual Names on Record
Last Sale$449,990 (Jul 2018)
Tax Bill$7,582 (2025)
Deeds & MortgagesNov 2019 Mortgage
Jul 2020 Mortgage
+ 4 more
APN15-2500012965

Property Details

APN / Parcel Number

Primary APN15-2500012965
Alternative APN
  • 2500012965

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,360 sqft Living Area
Gross Area3,560 sqft
1st Floor Area1,380 sqft
Basement Area720 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,532 sqft (0.127 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number2500012965
Street Address976 MORGAN RUN RD
CityMIDDLE RIVER
StateMD
Zip21220-2164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.127 AC THE PRESERVE AT WINDLASS
Legal SubdivisionTHE PRESERVE AT WINDLASS
Legal Block1
Legal Lot Number384
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1027
Census Tract451701

Owner

Source: Baltimore County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address976 MORGAN RUN RD, MIDDLE RIVER, MD 21220-2164
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2019Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 15, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 13, 2020Loan Modification, Mortgage · VA Mortgage
FREEDOM MTG
Jul 30, 2018Deed, Subdivision Related Transfer · FHA Mortgage
TOWNEBANK MORTGAGE
Oct 26, 2017Deed, Subdivision Related Transfer · VA Mortgage
TOWNE BANK MORTGAGE
Jun 20, 2017Grant Deed, Transfer
CONTINENTAL, CONTINENTAL TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2018 · Amount on Record
Deed SaleJul 30, 2018 · Amount on Record
Prior SaleOct 26, 2017 · Amount on Record
Deed Book / Page40511 / 294
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address976 MORGAN RUN RD, BALTIMORE, MD 21220-2164
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0421630408
DateNov 27, 2019
Book Page42163/408
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term346 Months
DueSep 1, 2048

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address976 MORGAN RUN RD, BALTIMORE, MD 21220-2164
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0431250249
DateJul 15, 2020
Book Page43125/249
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term339 Months
DueOct 1, 2048

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBALTIMORE MD
Property Address976 MORGAN RUN RD, BALTIMORE, MD 21220-2164
Document Number0440120273
Instrument DateNov 13, 2020
Transaction TypeMortgage
Record UpdatedFeb 19, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address978 MORGAN RUN RD BALTIMORE MD 212202164, BALTIMORE, MD 21220-2164

Mortgage

Document Number0440120273
DateJan 28, 2021
Book Page044012/000273
Lender
NameFREEDOM MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2051

July 2018: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJul 30, 2018
Property Address976 MORGAN RUN RD, BALTIMORE, MD 21220-2164
Document Number0405110294
Book / Page0040511 / 294
Map ReferenceMB JLE79 PG743
Instrument DateJul 17, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyCONTINENTAL TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address976 MORGAN RUN RD, BALTIMORE, MD 21220-2164

Mortgage

Document Number0040511300
DateJul 30, 2018
Instrument0040511/300
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

October 2017: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateOct 26, 2017
Property Address976 MORGAN RUN RD, BALTIMORE, MD 21220-2164
Document Number0395580432
Book / Page0039558 / 432
Map ReferenceMB JLE79 FO697
Instrument DateSep 20, 2017
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyCONTINENTAL TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address978 MORGAN RUN RD, MIDDLE RIVER, MD 21220-2164

Mortgage

Document Number0039558438
DateOct 26, 2017
Instrument0039558/438
Lender
NameTOWNE BANK MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateJun 20, 2017
Property Address976 MORGAN RUN RD, BALTIMORE, MD 21220-2164
Document Number0391030365
Book / Page039103 / 000365
Instrument DateMay 30, 2017
Transaction TypeTransfer
Record UpdatedJul 4, 2017
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$2,158.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8955 GUILFORD RD #120 COLUMBIA MD 210462395, 120, COLUMBIA, MD 21046-2395
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,582.00 (+134.59%)$515,000 (+16.89%)$552,200 (+25.33%) Land $107,700 Building $444,500
2023$3,232.00$440,600 Land $101,500 Building $339,100$440,600 Land $101,500 Building $339,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1990–2012)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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