974 Morgan Run Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 974 Morgan Run Rd, Baltimore, MD 21220

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,212 sqft · built 2017
Lot Size0.127 acres (5,532 sqft)
Owner2 Individual Names on Record
Last Sale$403,520 (Sep 2017)
Tax Bill$6,460 (2025)
Deeds & MortgagesJun 2026 Mortgage
Dec 2019 Mortgage
+ 4 more
APN15-2500012966

Property Details

APN / Parcel Number

Primary APN15-2500012966
Alternative APN
  • 2500012966

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,212 sqft Living Area
Gross Area3,612 sqft
1st Floor Area1,281 sqft
Basement Area650 sqft
Finished Basement650 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,532 sqft (0.127 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number2500012966
Street Address974 MORGAN RUN RD
CityMIDDLE RIVER
StateMD
Zip21220-2164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.127 AC THE PRESERVE AT WINDLASS
Legal SubdivisionTHE PRESERVE AT WINDLASS
Legal Block1
Legal Lot Number385
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1027
Census Tract451701

Owner

Source: Baltimore County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address974 MORGAN RUN RD, MIDDLE RIVER, MD 21220-2164
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Dec 4, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 19, 2020Deed of Trust, Mortgage · VA Mortgage
SUN WEST MORTGAGE COMPANY INC
Sep 22, 2017Deed, Subdivision Related Transfer · VA Mortgage
DRAPER & KRAMER MORTGAGE CORP
Jun 23, 2017Grant Deed, Transfer
CONTINENTAL, CONTINENTAL TITLE COMPANY
Jun 20, 2017Grant Deed, Transfer
CONTINENTAL, CONTINENTAL TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2017 · Amount on Record
Deed SaleSep 22, 2017 · Amount on Record
Deed Book / Page39433 / 108
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Recording DateJun 1, 2026
Property Address974 MORGAN RUN RD, MIDDLE RIVER, MD 21220-2164
Document Number5136000310
Book / Page51363 / 310
Instrument DateMay 9, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address974 MORGAN RUN RD, MIDDLE RIVER, MD 21220-2164
InvestorPossibly a Property Investor

Mortgage

Document Number5136000310,
DateJun 1, 2026
Book Page51363/310
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address974 MORGAN RUN RD, BALTIMORE, MD 21220-2164
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0421900194
DateDec 4, 2019
Book Page42190/194
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueOct 1, 2049

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address974 MORGAN RUN RD, BALTIMORE, MD 21220-2164
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0430120246
DateJun 19, 2020
Book Page43012/246
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
AddressBUENA PARK, CA 90620
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

September 2017: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateSep 22, 2017
Property Address974 MORGAN RUN RD, BALTIMORE, MD 21220-2164
Document Number0394330108
Book / Page0039433 / 108
Map ReferenceMB JLE79 PG697
Instrument DateAug 28, 2017
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyCONTINENTAL TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address974 MORGAN RUN RD, MIDDLE RIVER, MD 21220-2164
InvestorPossibly a Property Investor

Mortgage

Document Number0039433114
DateSep 22, 2017
Instrument0039433/114
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateJun 23, 2017
Property Address974 MORGAN RUN RD, BALTIMORE, MD 21220-2164
Document Number0391220311
Book / Page039122 / 000311
Instrument DateJun 9, 2017
Transaction TypeTransfer
Record UpdatedJul 5, 2017
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,297.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8955 GUILFORD RD #120 COLUMBIA MD 210462395, 120, COLUMBIA, MD 21046-2395
InvestorPossibly a Property Investor

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateJun 20, 2017
Property Address974 MORGAN RUN RD, BALTIMORE, MD 21220-2164
Document Number0390960024
Book / Page039096 / 000024
Instrument DateMay 15, 2017
Transaction TypeTransfer
Record UpdatedJul 4, 2017
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$220.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8955 GUILFORD RD #120 COLUMBIA MD 210462395, 120, COLUMBIA, MD 21046-2395
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,460.00 (+91.92%) Homeowner's exemption$498,767 (+17.22%)$535,400 (+25.83%) Land $107,700 Building $427,700
2023$3,366.00 Homeowner's exemption$425,500 Land $101,500 Building $324,000$425,500 Land $101,500 Building $324,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1990–2012)
Claims Outside the SFHA4 of 4
Most Recent ClaimJul 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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