976 Keene Rd, Largo, FL 33771 Property Records

Pinellas County property record for 976 Keene Rd, Largo, FL 33771

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,036 sqft · built 1959
Lot Size	0.206 acres (8,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Nov 2009)
Tax Bill	$1,159 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-747-0200-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-0200-2`
Alternative APNs	`26-29-15-45396-000-0210` `291526453960000210` `152926453960000210` `R284450`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,036 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,036 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,969 sqft (0.206 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	468 sqft
Patio Area	468 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R284450
Street Address	976 KEENE RD
City	LARGO
State	FL
Zip	33771-1164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEENE LAKE MANOR LOT 21
Legal Range	15E
Legal Township	29S
Legal Section	26
Legal Subdivision	KEENE LAKE MANOR
Legal Tract	45396
Legal Lot Number	21
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1000
Census Tract	25508

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	976 KEENE RD, LARGO, FL 33771-1164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Aug 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRAND MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2009 · Amount on Record
Deed Sale	Nov 24, 2009 · Amount on Record
Prior Sale	Feb 2, 2005 · Amount on Record
Deed Document Number	2009310344
Deed Book / Page	16760 / 1209
Prior Transfer Date	Dec 28, 2004
Prior Transfer Doc	0140970219
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	976 KEENE RD, LARGO, FL 33771-1164
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 KEENE RD, LARGO, FL 33771-1164

Mortgage

Document Number	0222602450
Date	Nov 14, 2022
Book Page	22260/2450
Instrument	2022328344

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	976 KEENE RD, LARGO, FL 33771-1164
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 KEENE RD, LARGO, FL 33771-1164

Mortgage

Document Number	0221731284
Date	Aug 18, 2022
Book Page	22173/1284
Instrument	2022253441

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	976 KEENE RD, LARGO, FL 33771-1164
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 KEENE RD, LARGO, FL 33771-1164

Mortgage

Document Number	0218751239
Date	Jan 3, 2022
Book Page	21875/1239
Instrument	2022001492

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jan 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	976 KEENE RD, LARGO, FL 33771-1164
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ANCLOTE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198932629
Date	Dec 29, 2017
Book Page	19893/2629
Instrument	2017396197

Lender

Name	BRAND MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,159.00 (+7.22%) Homeowner's exemption	$103,267 (+5.99%)	$276,890 (+10.78%) Land $104,830 Building $172,060
2024	$1,081.00 (+3.44%)
2023	$1,045.00 (+9.77%) Homeowner's exemption	$97,434 (+5.62%)	$249,944 (+36.23%) Land $108,031 Building $141,913
2022	$952.00 Homeowner's exemption	$92,250	$183,466 Land $110,982 Building $72,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Keene Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures