971 Keene Rd, Largo, FL 33771 Property Records

Pinellas County property record for 971 Keene Rd, Largo, FL 33771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,160 sqft · built 1976
Lot Size	0.22 acres (9,596 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Mar 2024)
Tax Bill	$9,071 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-746-9064-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-746-9064-5`
Alternative APNs	`25-29-15-45378-000-0090` `291525453780000090` `152925453780000090` `R269237`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	1,600 sqft
Upper Floors Area	560 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,596 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	404 sqft
Deck Area	300 sqft
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R269237
Street Address	971 KEENE RD
City	LARGO
State	FL
Zip	33771-1163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEENE GROVES LOT 9
Legal Range	15E
Legal Township	29S
Legal Section	25
Legal Subdivision	KEENE GROVES
Legal Tract	45378
Legal Lot Number	9
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1010
Census Tract	25407

Owner

971 Keene Rd is owned by an individual who bought it in March 2024.

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	50 SW 3RD AVE, 211, BOCA RATON, FL 33432-4768
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Warranty Deed, Transfer · Conventional Mortgage NFM INC
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Jul 24, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 21, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2024 · Amount on File
Deed Sale	Mar 15, 2024 · Amount on File
Prior Sale	Jul 24, 2023 · Amount on File
Deed Document Number	202465962
Deed Book / Page	22735 / 888
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 15, 2024
Property Address	971 KEENE RD, LARGO, FL 33771-1163
Document Number	0227350888
Book / Page	22735 / 888
Map Reference	MB 46 PG 60
Instrument Date	Mar 8, 2024
Instrument	2024065962
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	FLAGSHIP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 S MAYWOOD AVE, CLEARWATER, FL 33765-4220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 SW 3RD AVE APT 211, 211, BOCA RATON, FL 33432-4768

Mortgage

Document Number	0022735890
Date	Mar 15, 2024
Instrument	22735/890

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	971 KEENE RD, LARGO, FL 33771-1163
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 S MAYWOOD AVE, CLEARWATER, FL 33765-4220

Mortgage

Document Number	0225800828
Date	Sep 29, 2023
Book Page	22580/828
Instrument	2023250984

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 24, 2023
Property Address	971 KEENE RD, LARGO, FL 33771-1163
Document Number	0225121943
Book / Page	22512 / 1943
Map Reference	MB 4 PG 60
Instrument Date	Jul 21, 2023
Instrument	2023190336
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4604 49TH ST N # N1246, N1246, SAINT PETERSBURG, FL 33709-3842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 S MAYWOOD AVE, CLEARWATER, FL 33765-4220

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 21, 2023
Property Address	971 KEENE RD, LARGO, FL 33771-1163
Document Number	0225112531
Book / Page	22511 / 2531
Map Reference	MB 46 PG 60
Instrument Date	Jun 21, 2023
Instrument	2023189548
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3631 MARYLAND CIR, COLUMBUS, GA 31907-2125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4604 49TH ST N # 1248, 1248, SAINT PETERSBURG, FL 33709-3842

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	971 KEENE RD, LARGO, FL 33771-1163
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 KEENE RD, LARGO, FL 33771-1163

Mortgage

Document Number	0219512149
Date	Feb 28, 2022
Book Page	21951/2149
Instrument	2022062826

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 971 Keene Rd was $9,071.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,071.00	$477,781 Land $123,374 Building $354,407	$477,781 Land $123,374 Building $354,407
2023	$5,260.00 (+212.72%)	$278,159 (+112.22%)	$278,159 (+18.91%) Land $133,117 Building $145,042
2022	$1,682.00 Homeowner's exemption Widower's exemption	$131,068	$233,918 Land $125,860 Building $108,058

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 971 Keene Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 971 Keene Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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