Kerr County property record for 976 Kc 476, Harper, TX 78631 · Last verified November 2025
| Property Type | Rural Home |
|---|---|
| Details | 2,040 sqft · built 2019 |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,778 (Jan 2019) |
| Tax Bill | $1,130 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4109-0030-000400 |
| Primary APN | 4109-0030-000400 |
|---|---|
| Alternative APN |
|
| Building Area | 2,040 sqft Living Area |
|---|---|
| 1st Floor Area | 2,040 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 219,978 sqft (5.05 acres) |
| Storage Building | 80 sqft |
| Account Number | 4109-0030-000400 |
|---|---|
| Street Address | 976 KC 476 |
| City | HARPER |
| State | TX |
| Zip | 78631-8660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HARPER ESTATES BLK 3 LOT 4 ACRES 5.05 S# CW2018880TXA S# CW2018880TXB TITLE # MH00764860,HUD# NTA1773885;HUD#2 NTA1773886 |
| Legal Subdivision | HARPER ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | KERR TX |
| Township / Civil Division | INGRAM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 960304 |
Source: Kerr County records · APN 4109-0030-000400
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 976 KC 476, HARPER, TX 78631-8660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 03, 2021 | Deed of Trust, Mortgage · FHA Mortgage NET 1 FUNDING CORP |
| Jun 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jan 16, 2019 | Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST STAGE FUNDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2019 · Amount on Record |
| Deed Sale | Jan 16, 2019 · Amount on Record |
| Deed Document Number | 19-000415 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERR TX |
| Property Address | 976 KC 476, HARPER, TX 78631-8660 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Title Company | KERR CNTY ABSTRACT & TTL CO |
| Name | Verified Name |
|---|
| Document Number | 0021001783 |
|---|---|
| Date | Mar 03, 2021 |
| Instrument | 21-001783 |
| Name | NET 1 FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERR TX |
| Property Address | 976 KC 476, HARPER, TX 78631-8660 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020004495 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 20-004495 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | KERR TX |
| Recording Date | Jan 16, 2019 |
| Property Address | 976 KC 476, HARPER, TX 78631-8660 |
| Document Number | 0019000415 |
| Map Reference | FILE 17-05793 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 19-000415 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Title Company | KERRVILLE TITLE COMPANY, KERRVILLE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2614 W FREDDY GONZALEZ DR, EDINBURG, TX 78539-7351 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 129, HARPER, TX 78631-0129 |
| Document Number | 0019000418 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 19-000418 |
| Name | SOUTHWEST STAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 365 Months |
| Due | Jun 01, 2049 |
Source: Kerr County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kerr County |
| Unified School District | Harper Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $240,616 (-) Land $57,570 Building $183,046 | $240,616 (-) Land $57,570 Building $183,046 | |
| 2024 | $1,130.00 (-43.33%) | ||
| 2023 | $1,994.00 Homeowner's exemption | $240,616 Land $57,570 Building $183,046 | $240,616 Land $57,570 Building $183,046 |
Source: FEMA National Flood Hazard Layer, Kerr County (48265C), updated August 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482659603041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Nearby Flood Policies | 9 in force 5 of 9 on primary residences |
| Wildfire Risk | Moderate above 62% of the US · above 45% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 719 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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