970 Kc 476, Harper, TX 78631 Property Records

Kerr County property record for 970 Kc 476, Harper, TX 78631

Property Summary

Property Type	Rural Home
Details	1 ba · 528 sqft · built 2020
Lot Size	5.05 acres (219,978 sqft)
Owner	2 Individual Names on File
Last Sale	$241,442 (Apr 2026)
Tax Bill	$1,772 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4109-030-000300`

Property Details

APN / Parcel Number

Primary APN	`4109-030-000300`
Alternative APN	`536795`

Interior

Full Baths	1 Bath
Building Area	528 sqft Living Area
1st Floor Area	528 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	219,978 sqft (5.05 acres)
Porch	Slab
Storage Building	240 sqft
Pole Barn	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	4109-030-000300
Street Address	970 KC 476
City	HARPER
State	TX
Zip	78631
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HARPER ESTATES BLK 3 LOT 3 ACRES 5.05
Legal Subdivision	HARPER ESTATES
Legal Block	3
Legal Lot Number	3
Jurisdiction	KERR TX
Township / Civil Division	INGRAM
Census Block Group	1
Census Block	1001
Census Tract	960304

Owner

Source: Kerr County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	970 KC 476, HARPER, TX 78631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Jun 30, 2025	Quit Claim Deed, Transfer Quitclaim
May 12, 2020	Quit Claim Deed, Transfer Quitclaim
Apr 10, 2018	Warranty Deed, Transfer TEXAS INVESTORS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	Jun 30, 2025
Deed Document Number	20262081
Prior Transfer Date	Jun 23, 2025
Prior Transfer Doc	0000003856
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KERR TX
Recording Date	Apr 14, 2026
Property Address	970 KC 476, HARPER, TX 78631
Document Number	0000002081
Instrument Date	Apr 13, 2026
Instrument	20262081
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	KERRVILLE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 KC 476, HARPER, TX 78631

Mortgage

Document Number	0000002082,
Date	Apr 14, 2026
Instrument	20262082

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERR TX
Recording Date	Jun 30, 2025
Property Address	970 KC 476, HARPER, TX 78631
Document Number	0025003856
Instrument Date	Jun 24, 2025
Instrument	25-003856
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11011 LOUISIANA LN N, CHAMPLIN, MN 55316-3821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 178, HARPER, TX 78631-0178

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERR TX
Recording Date	May 12, 2020
Property Address	970 KC 476, HARPER, TX 78631
Document Number	0020003286
Instrument Date	Dec 17, 2019
Instrument	20-003286
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 293055, KERRVILLE, TX 78029-3055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11011 LOUISIANA LN N, CHAMPLIN, MN 55316-3821

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERR TX
Recording Date	Apr 10, 2018
Property Address	970 KC 476, HARPER, TX 78631
Document Number	0018002142
Map Reference	FILE 17-05793
Instrument Date	Apr 9, 2018
Instrument	18-002142
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	TEXAS INVESTORS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2614 W FREDDY GONZALEZ DR, EDINBURG, TX 78539-7351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 293055, KERRVILLE, TX 78029-3055

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Unified School District	Harper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,772.00 (+187.66%)	$149,292 (-) Land $57,570 Building $91,722	$149,292 (-) Land $57,570 Building $91,722
2025	$616.00 Homeowner's exemption Senior Citizen's exemption	$149,292 (+111.17%) Land $57,570 Building $91,722	$149,292 (+111.17%) Land $57,570 Building $91,722
2023	$513.00 Homeowner's exemption Senior Citizen's exemption	$70,697 Land $28,785 Building $41,912	$70,697 Land $28,785 Building $41,912

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VTX Communications Fixed Wireless	940 / 940

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Kc 476

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures