976 Cimarron Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 976 Cimarron Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,504 sqft · built 1998
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Company Names on Record
Last Sale	$745,000 (Apr 2024)
Tax Bill	$12,977 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2024 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`412214282007`

Property Details

APN / Parcel Number

Primary APN	`412214282007`
Alternative APNs	`00937490000001` `10004695046`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,504 sqft Living Area
Gross Area	3,324 sqft
1st Floor Area	2,504 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	10,200 sqft (0.234 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	286 sqft
Porch	Raised Porch
Porch Area	336 sqft
Loading Dock	105 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00937490000001
Street Address	976 CIMARRON DR
City	PUNTA GORDA
State	FL
Zip	33950-6539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC5 BLK39 LT10 376/391 903/39 1531/1091 E1616/488 3549/550 AFF4820/1767 4820/1773 UNREC DC-GG 3328364 3392252
Legal Range	22E
Legal Township	41S
Legal Section	14
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	39
Legal Lot Number	10
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1000
Census Tract	10401

Owner

Source: Charlotte County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	140 W HARPER RD, PORTLAND, TN 37148-5375
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 11, 2024	Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS
Oct 19, 2023	Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY
Oct 19, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 10, 2021	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	20243392252
Prior Transfer Date	Jul 31, 2023
Prior Transfer Doc	0003328364
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 19, 2026
Property Address	976 CIMARRON DR, PUNTA GORDA, FL 33950-6539
Document Number	0003646050
Instrument Date	May 6, 2026
Instrument	20263646050
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	140 W HARPER RD, PORTLAND, TN 37148-5375

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 11, 2024
Property Address	976 CIMARRON DR, PUNTA GORDA, FL 33950-6539
Document Number	0003392252
Map Reference	MB 5 PG 60-A&60-B
Instrument Date	Apr 10, 2024
Instrument	3392252
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Tax	$5,215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2333 KESTER AVE NE, SAINT MICHAEL, MN 55376-2219

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	140 W HARPER RD, PORTLAND, TN 37148-5375

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 19, 2023
Property Address	976 CIMARRON DR, PUNTA GORDA, FL 33950-6539
Document Number	0003328363
Map Reference	MB 5 PG 60-A&60-B
Instrument Date	Jul 31, 2023
Instrument	3328363
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 19, 2023
Property Address	976 CIMARRON DR, PUNTA GORDA, FL 33950-6539
Document Number	0003328364
Map Reference	MB 5 PG 60-A&60-B
Instrument Date	Jul 31, 2023
Instrument	3328364
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	976 CIMARRON DR, PUNTA GORDA, FL 33950-6539

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	976 CIMARRON DR, PUNTA GORDA, FL 33950-6539

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 10, 2021
Property Address	976 CIMARRON DR, PUNTA GORDA, FL 33950-6539
Document Number	0048201773
Book / Page	4820 / 1773
Map Reference	MB 5 PG 60-A&60-B
Instrument Date	Jul 29, 2021
Instrument	2982938
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	INTEGRITY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 HILLTOP LN, GREENCASTLE, IN 46135-9217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 CIMARRON DR, PUNTA GORDA, FL 33950-6539

Mortgage

Document Number	0048201775
Date	Aug 10, 2021
Instrument	4820/1775

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,977.00 (-11.09%)	$699,658 (-9.63%) Land $283,900 Building $415,758	$699,658 (-7.55%) Land $283,900 Building $415,758
2024	$14,596.00 (-0.64%)
2023	$14,690.00 (+12.9%)	$774,208 (+1%)	$756,809 (+7.53%) Land $334,000 Building $422,809
2022	$13,012.00	$703,825 Land $236,300 Building $467,525	$703,825 Land $236,300 Building $467,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 606 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	682 units insured incl. 76 condo units
Nearby Flood Claims	250 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 127 claims Hurricane Helene, Sep 2024 · 62 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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