975 Cimarron Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 975 Cimarron Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,352 sqft · built 1972
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on Record
Last Sale	$705,000 (Apr 2025)
Tax Bill	$8,608 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-22-14-281-006`

Property Details

APN / Parcel Number

Primary APN	`41-22-14-281-006`
Alternative APNs	`0093761-000000-4` `10004695030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,352 sqft Living Area
Gross Area	3,232 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1972
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Clay Tile
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Finished
Garage Area	543 sqft
Driveway	Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	338 sqft
Porch	Porch
Porch Area	337 sqft
Loading Dock	544 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004695030
Old Parcel Number	00937610000004
Street Address	975 CIMARRON DR
City	PUNTA GORDA
State	FL
Zip	33950-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 005 0039 0022 PUNTA GORDA ISLES SEC5 BLK 39 LT 22 388/387 999/1242 1059/1579 1160/680 1880/261 190
Legal Range	22E
Legal Township	41S
Legal Section	14
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	39
Legal Lot Number	22 388
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1000
Census Tract	10401

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	975 CIMARRON DR, PUNTA GORDA, FL 33950-6538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FEDERALLY CHARTERED SAVINGS BANK
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage AVISTAR CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2025 · Amount on Record
Deed Sale	Apr 22, 2025 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	3518517
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	975 CIMARRON DR, PUNTA GORDA, FL 33950-6538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045842122
Date	Jun 8, 2020
Book Page	4584/2122
Instrument	2818693

Lender

Name	FEDERALLY CHARTERED SAVINGS BANK
Type	Non-Lending Institution
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 31, 2018
Property Address	975 CIMARRON DR, PUNTA GORDA, FL 33950-6538
Document Number	0043211156
Book / Page	004321 / 001156
Instrument Date	May 24, 2018
Instrument	2617108
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	BURNT STORE TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 PFISTER DR NEWINGTON CT 061115052, NEWINGTON, CT 06111-5052

Mortgage

Document Number	43211158
Date	May 31, 2018
Book Page	004321/001158
Instrument	2617109

Lender

Name	AVISTAR CAP
Type	Funding / Finance Company
Address	HAMDEN, CT 06518

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,608.00 (-9.74%)	$498,314 (+21%)	$578,061 (+1.37%) Land $334,000 Building $244,061
2023	$9,537.00 (+7.92%)	$411,830 (-31.23%)	$570,244 (-4.78%) Land $334,000 Building $236,244
2022	$8,837.00	$598,883 Land $236,300 Building $362,583	$598,883 Land $236,300 Building $362,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 606 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	682 units insured incl. 76 condo units
Nearby Flood Claims	250 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 127 claims Hurricane Helene, Sep 2024 · 62 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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