Franklin County property record for 976 Bernhard Rd, Columbus, OH 43227
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,579 sqft · built 1951 |
| Lot Size | 0.169 acres (7,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Sep 2021) |
| Tax Bill | $2,928 (2024) |
| Deeds & Mortgages | Oct 2021 Line of Credit Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-004516 |
| Primary APN | 090-004516 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,579 sqft Living Area |
| 1st Floor Area | 1,579 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 7,375 sqft (0.169 acres) |
| Lot Dimensions | 125 ft deep x 59 ft wide |
| View / Lot | Corner |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Canopy | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 976 BERNHARD RD |
|---|---|
| City | COLUMBUS |
| State | OH |
| Zip | 43227-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 976 BERNHARD RD BERNHARDS 2ND 277 |
| Legal Subdivision | BERNHARDS 2ND ADD |
| Legal Lot Number | 277 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | WHITEHALL |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 9250 |
Source: Franklin County records · APN 090-004516
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 976 BERNHARD RD, COLUMBUS, OH 43227-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 06, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Sep 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 14, 2019 | Deed of Trust, Mortgage · Conventional with PMI HUNTINGTON NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 09, 2021 · Amount on Record |
| Deed Sale | Sep 09, 2021 · Amount on Record |
| Prior Sale | Jun 18, 2003 · Amount on Record |
| Deed Document Number | 2021160486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 976 BERNHARD RD, COLUMBUS, OH 43227-1227 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000180030 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | 202110060180030 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Sep 09, 2021 |
| Property Address | 976 BERNHARD RD, COLUMBUS, OH 43227-1227 |
| Document Number | 0000160486 |
| Map Reference | MB 18 PG 5 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 202109090160486 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 11733, NEWARK, NJ 07101-4733 |
| Document Number | 0000160487 |
|---|---|
| Date | Sep 09, 2021 |
| Instrument | 202109090160487 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 976 BERNHARD RD, COLUMBUS, OH 43227-1227 |
| Document Number | 0000157550 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 976 BERNHARD RD COLUMBUS OH 432271227, COLUMBUS, OH 43227-1227 |
| Document Number | 0000157550 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 157550 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 24, 2034 |
Source: Franklin County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Whitehall City |
| Unified School District | Whitehall City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,000 (-) Land $15,790 Building $51,210 | $191,400 (-) Land $45,100 Building $146,300 | |
| 2024 | $2,928.00 (-1.08%) Homeowner's exemption | $67,000 (-) Land $15,790 Building $51,210 | |
| 2023 | $2,960.00 (+42.38%) Homeowner's exemption | $67,000 (+84.02%) Land $15,790 Building $51,210 | $191,400 (+84.04%) Land $45,100 Building $146,300 |
| 2022 | $2,079.00 Homeowner's exemption | $36,410 Land $6,340 Building $30,070 | |
| 2020 | $104,000 Land $18,100 Building $85,900 |
Source: FEMA National Flood Hazard Layer as of June 4, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 566 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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