975 Bernhard Rd, Columbus, OH 43227 Property Records

Franklin County property record for 975 Bernhard Rd, Columbus, OH 43227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,414 sqft · built 1936
Lot Size	0.312 acres (13,599 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Apr 2022)
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-004500`

Property Details

APN / Parcel Number

Primary APN	`090-004500`
Alternative APN	`09000450000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,414 sqft Living Area
1st Floor Area	1,414 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	13,599 sqft (0.312 acres)
Lot Dimensions	136 ft deep x 100 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	975 BERNHARD RD
City	COLUMBUS
State	OH
Zip	43227-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	975 BERNHARD RD BERNHARDS 2ND LOT 262-264
Legal Subdivision	BERNHARDS 2ND ADD
Legal Lot Number	262-2
Jurisdiction	FRANKLIN OH
Township / Civil Division	WHITEHALL
Census Block Group	3
Census Block	3002
Census Tract	9250

Owner

975 Bernhard Rd is owned and occupied by an individual who bought it in April 2022.

Source: Franklin County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	975 BERNHARD RD, COLUMBUS, OH 43227-1226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jul 14, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022 · Amount on File
Deed Sale	Apr 28, 2022 · Amount on File
Prior Sale	Apr 29, 2005 · Amount on File
Deed Document Number	202265018
Prior Transfer Date	Mar 13, 2003
Prior Transfer Doc	0000081589
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Apr 28, 2022
Property Address	975 BERNHARD RD, COLUMBUS, OH 43227-1226
Document Number	0000065018
Map Reference	MB 18 PG 5
Instrument Date	Apr 26, 2022
Instrument	202204280065018
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	CHASE TITLE SERVICES INC, CHASE T&E SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 BERNHARD RD, COLUMBUS, OH 43227-1226

Mortgage

Document Number	0000065019
Date	Apr 28, 2022
Instrument	202204280065019

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	975 BERNHARD RD, COLUMBUS, OH 43227-1226
Document Number	0000097014
Instrument Date	Jul 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	975 BERNHARD RD COLUMBUS OH 432271226, COLUMBUS, OH 43227-1226

Mortgage

Document Number	0000097014
Date	Jul 20, 2018
Instrument	97014

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 975 Bernhard Rd was $3,005 with a homeowner's exemption, up 0.2% from the year before.

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Whitehall City
Unified School District	Whitehall City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,005.00 (+0.17%)	$68,640 (-) Land $19,670 Building $48,970	$196,100 Land $56,200 Building $139,900
2024	$3,000.00 (+0.7%) Homeowner's exemption	$68,640 (-) Land $19,670 Building $48,970
2023	$2,979.00 (+25.43%) Homeowner's exemption	$68,640 (+65.04%) Land $19,670 Building $48,970	$196,100 Land $56,200 Building $139,900
2022	$2,375.00 Homeowner's exemption	$41,590 Land $11,240 Building $30,350
2020			$118,800 Land $32,100 Building $86,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 975 Bernhard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 975 Bernhard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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