Palm Beach County property record for 976 Banyan Dr, Delray Beach, FL 33483
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,922 sqft · built 1972 |
| Lot Size | 0.328 acres (14,292 sqft) |
| Owner | Individual Name on File |
| Last Sale | $336,000 (Mar 1995) |
| Tax Bill | $11,327 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 12-43-46-28-02-000-1830 |
| Primary APN | 12-43-46-28-02-000-1830 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,922 sqft Living Area |
| Gross Area | 4,366 sqft |
| 1st Floor Area | 2,922 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 14,292 sqft (0.328 acres) |
| Lot Dimensions | 77 ft deep x 186 ft wide |
| Garage Type | Attached |
| Garage Area | 662 sqft |
| Pool Area | 90 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 782 sqft |
| Deck Area | 400 sqft |
| Patio Area | 665 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 976 BANYAN DR |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33483-4916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-AA-B |
| Legal Description | TROPIC ISLE 2ND SECTION LT 183 |
| Legal Range | 43E |
| Legal Township | 46S |
| Legal Section | 28 |
| Legal Subdivision | TROPIC ISLE 2ND |
| Legal Lot Number | 183 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 6402 |
976 Banyan Dr is owned and occupied by an individual who bought it in March 1995.
Source: Palm Beach County records, as of June 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 976 BANYAN DR, DELRAY BEACH, FL 33483-4916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 1995 · Amount on File |
| Deed Sale | Mar 31, 1995 · Amount on File |
| Deed Book / Page | 8680 / 1323 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 976 Banyan Dr was $11,327 with a homeowner's exemption.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Delray Beach City |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,327.00 Homeowner's exemption | $624,540 | $4,110,171 Land $4,000,000 Building $110,171 |
| 2023 | $10,757.00 (+1.72%) Homeowner's exemption | $589,261 (+3%) | $4,276,248 (+35.23%) Land $4,167,240 Building $109,008 |
| 2022 | $10,575.00 Homeowner's exemption | $572,098 | $3,162,176 Land $3,080,000 Building $82,176 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 976 Banyan Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 269 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 668 units insured incl. 399 condo units |
| Nearby Flood Claims | 26 (1979–2017) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 976 Banyan Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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