975 Banyan Dr, Delray Beach, FL 33483 Property Records

Palm Beach County property record for 975 Banyan Dr, Delray Beach, FL 33483

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,481 sqft · built 2012
Lot Size	0.277 acres (12,062 sqft)
Owner	2 Trust Names on File
Last Sale	$6,800,000 (Oct 2025)
Tax Bill	$76,886 (2025)
Deeds & Mortgages	Oct 2025 Sale Sep 2022 Re-recorded Document + 2 more
Flood Zone	Zone AE (high risk)
APN	`12-43-46-28-02-000-1820`

Property Details

APN / Parcel Number

Primary APN	`12-43-46-28-02-000-1820`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,481 sqft Living Area
Gross Area	4,393 sqft
1st Floor Area	3,481 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	12,062 sqft (0.277 acres)
Lot Dimensions	268 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Pool Area	126 sqft
Porch	Finished/Open Porch
Porch Area	408 sqft
Patio Area	1,100 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	975 BANYAN DR
City	DELRAY BEACH
State	FL
Zip	33483-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-AA-B
Legal Description	TROPIC ISLE 2ND SECTION LT 182
Legal Range	43E
Legal Township	46S
Legal Section	28
Legal Subdivision	TROPIC ISLE 2ND
Legal Lot Number	182
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2005
Census Tract	6402

Owner

975 Banyan Dr is owner-occupied and held in a trust since October 2025.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Trust Names on File
Mailing Address	975 BANYAN DR, DELRAY BEACH, FL 33483-4915
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Warranty Deed, Transfer ATTORNEYS KEY TITLE LLC
Sep 9, 2022	Re-recorded Document ATTORNEY ONLY, ATTORNEY
May 11, 2022	Warranty Deed, Transfer · Conventional Mortgage BAYCOAST MORTGAGE CO LLC
Apr 10, 2019	Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Prior Sale	Sep 9, 2022 · Amount on File
Deed Document Number	2025377841
Deed Book / Page	36086 / 1302
Prior Transfer Date	Apr 29, 2022
Prior Transfer Doc	0338281845
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 23, 2025
Property Address	975 BANYAN DR, DELRAY BEACH, FL 33483-4915
Document Number	0360861302
Book / Page	36086 / 1302
Map Reference	MB 24 PG 246
Instrument Date	Oct 15, 2025
Instrument	20250377841
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	ATTORNEYS KEY TITLE LLC

Transaction

Amount	Amount on Record
Tax	$47,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 S FORT LAUDERDALE BEACH BLVD APT 1405, 1405, FORT LAUDERDALE, FL 33316-1562

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	975 BANYAN DR, DELRAY BEACH, FL 33483-4915

September 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	PALM BEACH FL
Recording Date	Sep 9, 2022
Property Address	975 BANYAN DR, DELRAY BEACH, FL 33483-4915
Document Number	0338281845
Book / Page	33828 / 1845
Map Reference	MB 24 PG 246
Instrument Date	Apr 29, 2022
Instrument	20220374930
Record Updated	Nov 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2401 W RANGE LINE TER, 2401, MEQUON, WI 53092-5651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 BANYAN DR, DELRAY BEACH, FL 33483-4915

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 11, 2022
Property Address	975 BANYAN DR, DELRAY BEACH, FL 33483-4915
Document Number	0335520259
Book / Page	33552 / 259
Map Reference	MB 24 PG 246
Instrument Date	Apr 29, 2022
Instrument	20220206732
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2401 W RANGE LINE TER, 2401, MEQUON, WI 53092-5651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 BANYAN DR, DELRAY BEACH, FL 33483-4915

Mortgage

Document Number	0033552261
Date	May 11, 2022
Instrument	33552/261

Lender

Name	BAYCOAST MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 10, 2019
Property Address	975 BANYAN DR, DELRAY BEACH, FL 33483-4915
Document Number	0305331900
Book / Page	30533 / 1900
Map Reference	MB 24 PG 246
Instrument Date	Apr 8, 2019
Instrument	20190126456
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PATCH REEF TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 290756, CHARLESTOWN, MA 02129-0213

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2401 W RANGE LINE TER, MEQUON, WI 53092-5651

Mortgage

Document Number	20190126457
Date	Apr 10, 2019
Instrument	20190126457

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 975 Banyan Dr was $76,886, up 4.5% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$76,886.00 (+4.55%)	$4,177,377 (+2.9%)	$5,121,423 (+26.15%) Land $4,000,000 Building $1,121,423
2024	$73,541.00 (-11.2%) Homeowner's exemption	$4,059,647 (-7.78%) Land $2,495,916 Building $1,563,731	$4,059,647 (-7.78%) Land $2,495,916 Building $1,563,731
2023	$82,821.00 (+43.18%) Homeowner's exemption	$4,402,182 (+25.87%) Land $2,495,916 Building $1,906,266	$4,402,182 (+25.87%) Land $2,495,916 Building $1,906,266
2022	$57,845.00	$3,497,384 Land $2,002,000 Building $1,495,384	$3,497,384 Land $2,002,000 Building $1,495,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 975 Banyan Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 269 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	668 units insured incl. 399 condo units
Nearby Flood Claims	26 (1979–2017)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 Banyan Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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