Contra Costa County property record for 976 1st St, Lafayette, CA 94549 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,013 sqft · built 1932 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,320,000 (Apr 2021) |
| Tax Bill | $19,986 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 243-232-004-8 |
| Primary APN | 243-232-004-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,013 sqft Living Area |
| 1st Floor Area | 2,013 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,000 sqft (0.298 acres) |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 976 1ST ST |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-4417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAF HOMESITES LOT 4 & PORS 5,6 & 7 BLK 6 |
| Legal Subdivision | LAFAYETTE HOMESITES MAP 01 |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 349000 |
Source: Contra Costa County records · APN 243-232-004-8
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 LONE TREE LN, SAN RAMON, CA 94583-9171 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Apr 30, 2021 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on Record |
| Deed Sale | Apr 30, 2021 · Amount on Record |
| Prior Sale | Jun 16, 2006 · Amount on Record |
| Deed Document Number | 2021131494 |
| Prior Transfer Date | Nov 11, 1998 |
| Prior Transfer Doc | 0000292522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 976 1ST ST, LAFAYETTE, CA 94549-4417 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 976 1ST ST, LAFAYETTE, CA 94549-4417 |
| Document Number | 0000055292 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 2022-055292 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 30, 2021 |
| Property Address | 976 1ST ST, LAFAYETTE, CA 94549-4417 |
| Document Number | 0000131494 |
| Map Reference | MB 12 PG 266 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2021-131494 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2 LONE TREE LN, SAN RAMON, CA 94583-9171 |
| Document Number | 0000131495 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021-131495 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,665,462 (+2%) Land $1,324,895 Building $340,567 | |
| 2025 | $19,986.00 (+5.34%) | $1,632,807 (+6.14%) Land $1,298,917 Building $333,890 |
| 2023 | $18,972.00 (+12.2%) | $1,538,328 Land $1,248,480 Building $289,848 |
| 2022 | $16,909.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133490003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 6 (1982–2002) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Dec 2002, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Unwired | Fixed Wireless | 300 / 25 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Etheric Communications, LLC., AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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