Contra Costa County property record for 970 1st St, Lafayette, CA 94549
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,420 sqft · built 1946 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $935,000 (Dec 2014) |
| Tax Bill | $16,993 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 243-232-002-2 |
| Primary APN | 243-232-002-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,420 sqft Living Area |
| Gross Area | 1,860 sqft |
| 1st Floor Area | 1,860 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 6,250 sqft (0.144 acres) |
| Garage Type | Attached |
| Garage Area | 259 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 970 1ST ST |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94549-4417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAFAYETTE HOMESITES LOT 2 BLK 6 |
| Legal Subdivision | LAFAYETTE HOMESITES |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 349000 |
Source: Contra Costa County records · APN 243-232-002-2
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 970 1ST ST, LAFAYETTE, CA 94549-4417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Mar 16, 2022 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Sep 02, 2021 | Intrafamily Transfer, Transfer |
| Dec 15, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2014 · Amount on Record |
| Deed Sale | Dec 03, 2014 · Amount on Record |
| Prior Sale | May 12, 1995 · Amount on Record |
| Deed Document Number | 2014214034 |
| Last Transfer Date | Mar 12, 2021 |
| Transfer Doc | 0000246849 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 970 1ST ST, LAFAYETTE, CA 94549-4417 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | TSI TITLE CA INC CERRITOS |
| Name | Verified Name |
|---|
| Document Number | 0000006929 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 2017-006929 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 970 1ST ST, LAFAYETTE, CA 94549-4417 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 970 1ST ST, LAFAYETTE, CA 94549-4417 |
| Document Number | 0000221472 |
|---|---|
| Date | Aug 09, 2021 |
| Instrument | 2021-221472 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Aug 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.12% |
| Index | Other |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 970 1ST ST, LAFAYETTE, CA 94549-4417 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 970 1ST ST, LAFAYETTE, CA 94549-4417 |
| Document Number | 0000046483 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022-046483 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 02, 2021 |
| Property Address | 970 1ST ST, LAFAYETTE, CA 94549-4417 |
| Document Number | 0000246849 |
| Map Reference | VOL 12 PG 266 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021-246849 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 970 1ST ST, LAFAYETTE, CA 94549-4417 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 970 1ST ST, LAFAYETTE, CA 94549-4417 |
| Document Number | 0000001280 |
| Instrument Date | Dec 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 970 1ST ST LAFAYETTE CA 945494417, LAFAYETTE, CA 94549-4417 |
| Document Number | 0000001280 |
|---|---|
| Date | Jan 04, 2019 |
| Instrument | 1280 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TEMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Lafayette City |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,351,463 (+2%) Land $882,634 Building $468,829 | |
| 2025 | $16,993.00 (+3.41%) | $1,324,965 (+4.04%) Land $865,328 Building $459,637 |
| 2023 | $16,432.00 (-0.43%) | $1,273,517 Land $831,727 Building $441,790 |
| 2022 | $16,503.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 6 (1982–2002) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Dec 2002 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Etheric Communications, LLC., T-Mobile USA.
Based on FCC filings for 272 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST BAY MUD serves 1,468,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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