9754 Soaring Breezes, Union, KY 41091 Property Records

Boone County property record for 9754 Soaring Breezes, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,054 sqft · built 2014
Lot Size	0.176 acres (7,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,500 (May 2022)
Tax Bill	$4,181 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051.00-11-096.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-11-096.00`
Alternative APN	`47514`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,054 sqft Finished Area
Basement Area	824 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Lot Area	7,682 sqft (0.176 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9754 SOARING BREEZES
City	UNION
State	KY
Zip	41091-6935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 96 SEC 11 HARMONY
Legal Subdivision	HARMONY
Legal Lot Number	96
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3006
Census Tract	70316

Owner

Source: Boone County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9754 SOARING BREEZES, UNION, KY 41091-6935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 17, 2020	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK FSB
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Jun 4, 2014 · Amount on Record
Deed Document Number	2022871838
Deed Book / Page	1187 / 619
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	May 24, 2022
Property Address	9754 SOARING BREEZES, UNION, KY 41091-6935
Document Number	0D1187/619
Book / Page	D1187 / 619
Map Reference	CAB 5 SL 576
Instrument Date	May 20, 2022
Instrument	871838
Transaction Type	Transfer
Record Updated	Jun 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12980 PAVILION CT, 12980, UNION, KY 41091-7112

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9754 SOARING BREEZES, UNION, KY 41091-6935

Mortgage

Document Number	0000871839
Date	May 24, 2022
Instrument	871839

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	9754 SOARING BREEZES, UNION, KY 41091-6935
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4332/634
Date	Aug 17, 2020
Book Page	M4332/634
Instrument	809586

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	9754 SOARING BREEZES, UNION, KY 41091-6935
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4247/244
Date	Dec 16, 2019
Book Page	M4247/244
Instrument	790788

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Union City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,181.00 (-1.79%)	$367,500 (-) Land $40,000 Building $327,500
2024			$367,500 (-) Land $40,000 Building $327,500
2023	$4,257.00 (+77.89%)	$367,500 (+72.37%) Land $40,000 Building $327,500	$367,500 (+72.37%) Land $40,000 Building $327,500
2022	$2,393.00	$213,200 Land $40,000 Building $173,200	$213,200 Land $40,000 Building $173,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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