9734 Soaring Breezes, Union, KY 41091 Property Records

Boone County property record for 9734 Soaring Breezes, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,390 sqft · built 2015
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Oct 2023)
Tax Bill	$4,712 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051.00-11-100.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-11-100.00`
Alternative APN	`47844`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,390 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Wood
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	9734 SOARING BREEZES
City	UNION
State	KY
Zip	41091-6929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 100 SEC 13 HARMONY
Legal Subdivision	HARMONY SUB
Legal Lot Number	100
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3002
Census Tract	70316

Owner

9734 Soaring Breezes is owned and occupied by an individual who bought it in October 2023.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9734 SOARING BREEZES, UNION, KY 41091-6929
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 2, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Prior Sale	Nov 18, 2015 · Amount on File
Deed Document Number	978010
Deed Book / Page	D1211 / 813
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	9734 SOARING BREEZES, UNION, KY 41091-6929
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9734 SOARING BREEZES, UNION, KY 41091-6929

Mortgage

Document Number	0M4872/758
Date	Nov 18, 2025
Book Page	M4872/758
Instrument	1192454

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	9734 SOARING BREEZES, UNION, KY 41091-6929
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4584/259
Date	Mar 23, 2022
Book Page	M4584/259
Instrument	867099

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Feb 3, 2042

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Oct 2, 2023
Property Address	9734 SOARING BREEZES, UNION, KY 41091-6929
Document Number	0D1211/813
Book / Page	D1211 / 813
Map Reference	CAB 5 SL 609
Instrument Date	Sep 28, 2023
Instrument	978010
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2021 SOMERSET SQ, MANHATTAN, KS 66503-2197

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9734 SOARING BREEZES, UNION, KY 41091-6929

Mortgage

Document Number	0000978014
Date	Oct 2, 2023
Instrument	978014

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 9734 Soaring Breezes was $4,712, up 1.7% from the year before.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Union City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,712.00 (+1.71%)	$415,000 (-) Land $40,000 Building $375,000
2024	$4,633.00 (+20.78%)	$415,000 (+25.57%) Land $40,000 Building $375,000	$415,000 (+25.57%) Land $40,000 Building $375,000
2023	$3,836.00 (+36.76%)	$330,500 (+32.25%) Land $40,000 Building $290,500	$330,500 (+32.25%) Land $40,000 Building $290,500
2022	$2,805.00	$249,900 Land $40,000 Building $209,900	$249,900 Land $40,000 Building $209,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9734 Soaring Breezes in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9734 Soaring Breezes is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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