975 W 3rd St, Lock Haven, PA 17745 Property Records

Clinton County property record for 975 W 3rd St, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,367 sqft · built 1940
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Dec 2019)
Tax Bill	$4,328 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Apr 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-11773`

Property Details

APN / Parcel Number

Primary APN	`23-11773`
Alternative APN	`C-05-0527`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,367 sqft Living Area
Gross Area	3,432 sqft
1st Floor Area	1,188 sqft
Attic	Attic
Attic Area	1,792 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	108 ft deep x 59 ft wide
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	C -05-0527
Street Address	975 W 3RD ST
City	LOCK HAVEN
State	PA
Zip	17745-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	59 X 108; 975 W 3RD ST
Jurisdiction	CLINTON PA
Township / Civil Division	LOCK HAVEN
Census Block Group	3
Census Block	3022
Census Tract	30701

Owner

975 W 3rd St is owned and occupied by an individual who bought it in December 2019.

Source: Clinton County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	975 W 3RD ST, LOCK HAVEN, PA 17745-2728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP
Apr 15, 2019	Special Warranty Deed, Transfer
Jul 30, 2018	Special Warranty Deed, Foreclosure STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Jul 30, 2018	Deed in Lieu of Foreclosure, Foreclosure STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Prior Sale	Apr 15, 2019 · Amount on File
Deed Document Number	20195025
Record Updated	Jun 8, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Dec 20, 2019
Property Address	975 W 3RD ST, LOCK HAVEN, PA 17745-2728
Document Number	2019005025
Instrument Date	Dec 16, 2019
Instrument	2019-005025
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	975 W 3RD ST, LOCK HAVEN, PA 17745-2728

Mortgage

Document Number	2019005026
Date	Dec 20, 2019
Instrument	2019-005026

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLINTON PA
Recording Date	Apr 15, 2019
Property Address	975 W 3RD ST, LOCK HAVEN, PA 17745-2728
Document Number	2019001227
Instrument Date	Apr 8, 2019
Instrument	2019-001227
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27636 YNEZ RD # L7-125, L7, TEMECULA, CA 92591-4645

July 2018: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	CLINTON PA
Recording Date	Jul 30, 2018
Property Address	975 W 3RD ST, LOCK HAVEN, PA 17745-2728
Document Number	2018002667
Instrument Date	Jun 13, 2018
Instrument	2018-002667
Transaction Type	Foreclosure
Record Updated	Dec 22, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 HOME CAMPUS, DES MOINES, IA 50328-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042

July 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CLINTON PA
Recording Date	Jul 30, 2018
Property Address	975 W 3RD ST, LOCK HAVEN, PA 17745-2728
Document Number	2018002666
Instrument Date	Feb 27, 2018
Instrument	2018-002666
Transaction Type	Foreclosure
Record Updated	Dec 22, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HOME CAMPUS, DES MOINES, IA 50328-0001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 975 W 3rd St was $4,328.

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
Municipality	Lock Haven City
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,328.00	$84,600 Land $12,600 Building $72,000
2023	$2,445.00	$84,600 Land $12,600 Building $72,000
2008			$84,600 Land $12,600 Building $72,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 975 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 W 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUBURBAN LOCK HAVEN WATER AUTH serves 9,700 people · EPA ID PA4180049
Water Source	Purchased surface water from CENT CLINTON CO WATER FIL AUTH
Last State Inspection	May 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2021
Treatment and Procedure	Coliform assessment Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
River Valley Internet Fixed Wireless	100 / 50

May also be available: T-Mobile.

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