973 W 3rd St, Lock Haven, PA 17745 Property Records

Clinton County property record for 973 W 3rd St, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 1948
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Mar 2021)
Tax Bill	$4,809 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-11772`

Property Details

APN / Parcel Number

Primary APN	`23-11772`
Alternative APN	`C-05-0525`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
Gross Area	3,172 sqft
1st Floor Area	1,064 sqft
Basement Area	944 sqft
Unfinished Basement	944 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	108 ft deep x 59 ft wide
Garage Area	396 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	C -05-0525
Street Address	973 W 3RD ST
City	LOCK HAVEN
State	PA
Zip	17745-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	59 X 108 973 W 3RD ST
Legal Subdivision	PHILIP M PRICES ADDITION
Jurisdiction	CLINTON PA
Township / Civil Division	LOCK HAVEN
Census Block Group	3
Census Block	3022
Census Tract	30701

Owner

973 W 3rd St is owned and occupied by an individual who bought it in March 2021.

Source: Clinton County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	973 W 3RD ST, LOCK HAVEN, PA 17745-2728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed, Transfer · Conventional Mortgage JERSEY SHORE STATE BANK
Jul 19, 2018	Deed, Transfer · VA Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2021 · Amount on File
Deed Sale	Mar 18, 2021 · Amount on File
Prior Sale	Jul 19, 2018 · Amount on File
Deed Document Number	20211200
Record Updated	Jun 8, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Mar 18, 2021
Property Address	973 W 3RD ST, LOCK HAVEN, PA 17745-2728
Document Number	2021001200
Instrument Date	Mar 16, 2021
Instrument	2021-001200
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 W 3RD ST, LOCK HAVEN, PA 17745-2728
Investor	Possibly a Property Investor

Mortgage

Document Number	2021001201
Date	Mar 18, 2021
Instrument	2021-001201

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Jul 19, 2018
Property Address	973 W 3RD ST, LOCK HAVEN, PA 17745-2728
Document Number	2018002508
Instrument Date	Jul 11, 2018
Instrument	2018-002508
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 W 3RD ST, LOCK HAVEN, PA 17745-2728

Mortgage

Document Number	2018002509
Date	Jul 19, 2018
Instrument	2018-002509

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 973 W 3rd St was $4,809 with a homeowner's exemption.

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
Municipality	Lock Haven City
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,809.00 Homeowner's exemption	$94,000 Land $12,600 Building $81,400
2023	$2,687.00	$94,000 Land $12,600 Building $81,400
2008			$94,000 Land $12,600 Building $81,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 973 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 973 W 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUBURBAN LOCK HAVEN WATER AUTH serves 9,700 people · EPA ID PA4180049
Water Source	Purchased surface water from CENT CLINTON CO WATER FIL AUTH
Last State Inspection	May 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2021
Treatment and Procedure	Coliform assessment Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
River Valley Internet Fixed Wireless	100 / 50

May also be available: T-Mobile.

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