975 Valley View Cir, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 975 Valley View Cir, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,998 sqft · built 1991
Lot Size	0.332 acres (14,475 sqft)
Owner	2 Company Names on Record
Last Sale	$378,000 (May 2020)
Tax Bill	$206 (2025)
Deeds & Mortgages	Jan 2021 Transfer May 2020 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-760-0889-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-0889-5`
Alternative APNs	`18-28-16-20684-000-0530` `281618206840000530` `162818206840000530` `R188676`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,998 sqft Living Area
Gross Area	2,827 sqft
1st Floor Area	1,998 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,475 sqft (0.332 acres)
Lot Dimensions	120 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	150 sqft
Patio Area	320 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R188676
Street Address	975 VALLEY VIEW CIR
City	PALM HARBOR
State	FL
Zip	34684-4468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	DEEP SPRING LOT 53
Legal Range	16E
Legal Township	28S
Legal Section	18
Legal Subdivision	DEEP SPRING
Legal Tract	20684
Legal Lot Number	53
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	27318

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	975 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4468
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Quit Claim Deed, Transfer SECURITY TITLE COMPANY, SECURITY TITLE CO
May 7, 2020	Warranty Deed, Transfer SECURITY TITLE COMPANY, SECURITY TITLE CO
May 11, 2020	Correction Deed SECURITY TITLE COMPANY, SECURITY TITLE CO
Jul 27, 2018	Loan Modification, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2020 · Amount on Record
Deed Sale	May 7, 2020 · Amount on Record
Prior Sale	Jun 16, 2015 · Amount on Record
Deed Document Number	2020146119
Deed Book / Page	20994 / 19
Prior Transfer Date	Jun 12, 2015
Prior Transfer Doc	0188170010
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 11, 2021
Property Address	975 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4468
Document Number	0213361911
Book / Page	021336 / 001911
Instrument Date	Jan 11, 2021
Instrument	8658
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	975 VALLEY VIEW CIR PALM HARBOR FL 346844468, PALM HARBOR, FL 34684-4468

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 7, 2020
Property Address	975 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4468
Document Number	0209940019
Book / Page	020994 / 000019
Instrument Date	May 7, 2020
Instrument	146119
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,464.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	92-967 KANEHOA LOOP KAPOLEI HI 967071318, KAPOLEI, HI 96707-1318

May 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	PINELLAS FL
Recording Date	May 11, 2020
Property Address	975 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4468
Document Number	0209970843
Book / Page	020997 / 000843
Instrument Date	May 7, 2020
Instrument	148541
Record Updated	May 22, 2020
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92-967 KANEHOA LOOP KAPOLEI HI 967071318, KAPOLEI, HI 96707-1318

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	975 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4468
Document Number	0201681185
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	975 VALLEY VIEW CIR PALM HARBOR FL 346844468, PALM HARBOR, FL 34684-4468

Mortgage

Document Number	0201681185
Date	Aug 15, 2018
Book Page	020168/001185
Instrument	261233

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$206.00 (+3.52%) Veteran's exemption	$445,426 (+5.99%)	$556,480 (-0.62%) Land $170,653 Building $385,827
2024	$199.00 (-97.12%)
2023	$6,914.00 (+32.38%) Homeowner's exemption Veteran's exemption	$420,265 (+29.35%)	$559,933 (+26.57%) Land $235,892 Building $324,041
2022	$5,223.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$324,914	$442,390 Land $250,505 Building $191,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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