970 Valley View Cir, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 970 Valley View Cir, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,998 sqft · built 1990
Lot Size	0.19 acres (8,259 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Sep 2019)
Tax Bill	$5,311 (2025)
Deeds & Mortgages	Sep 2019 Sale Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-760-0894-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-0894-5`
Alternative APNs	`18-28-16-20684-000-0580` `281618206840000580` `162818206840000580` `R188681`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,998 sqft Living Area
Gross Area	2,543 sqft
1st Floor Area	1,998 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,259 sqft (0.19 acres)
Lot Dimensions	109 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	116 sqft
Deck Area	263 sqft
Patio Area	263 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R188681
Street Address	970 VALLEY VIEW CIR
City	PALM HARBOR
State	FL
Zip	34684-4464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	DEEP SPRING LOT 58
Legal Range	16E
Legal Township	28S
Legal Section	18
Legal Subdivision	DEEP SPRING
Legal Tract	20684
Legal Lot Number	58
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	27318

Owner

Source: Pinellas County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	970 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Warranty Deed, Transfer GUARDIAN TITLE/FL W COAST INC
Aug 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Aug 26, 1994 · Amount on Record
Deed Document Number	2019312152
Deed Book / Page	20710 / 447
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 27, 2019
Property Address	970 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4464
Document Number	0207100447
Book / Page	020710 / 000447
Instrument Date	Sep 27, 2019
Instrument	312152
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	GUARDIAN TITLE/FL W COAST INC

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	970 VALLEY VIEW CIR PALM HARBOR FL 346844464, PALM HARBOR, FL 34684-4464

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	970 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4464
Document Number	0197411169
Book / Page	019741 / 001169
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	970 VALLEY VIEW CIR PALM HARBOR FL 346844464, PALM HARBOR, FL 34684-4464

Mortgage

Document Number	0197411169
Date	Aug 15, 2017
Book Page	019741/001169
Instrument	254519

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Aug 14, 2030

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,311.00 (+7.21%) Homeowner's exemption	$324,532 (+5.99%)	$481,510 (+8.73%) Land $143,864 Building $337,646
2023	$4,954.00 (+2.91%) Homeowner's exemption	$306,200 (+3%)	$442,868 (+11.6%) Land $196,666 Building $246,202
2022	$4,814.00 Homeowner's exemption	$297,282	$396,842 Land $202,353 Building $194,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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