975 Summit Rd, Cheshire, CT 06410 Property Records

Cheshire Town property record for 975 Summit Rd, Cheshire, CT 06410

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,874 sqft · built 1935
Lot Size3.5 acres (152,460 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (May 2016)
Tax Bill$9,310 (2026)
Deeds & MortgagesOct 2024 Refinance
May 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNCHES M:32 B:46 L

Property Details

APN / Parcel Number

Primary APNCHES M:32 B:46 L
Alternative APNs
  • CSHR M:32 B:46 L
  • 194300

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,874 sqft Living Area
Basement Area1,056 sqft
Unfinished Basement1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1999
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area152,460 sqft (3.5 acres)
Garage TypeDetached
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number194300
Street Address975 SUMMIT RD
CityCHESHIRE
StateCT
Zip06410-1364
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-80
Legal Block46
JurisdictionCHESHIRE CT
Township / Civil DivisionCHESHIRE
Census Block Group1
Census Block1010
Census Tract343200

Owner

Source: Cheshire Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address975 SUMMIT RD, CHESHIRE, CT 06410-1364
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
AMERICAN EAGLE FCU
May 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
AMERICAN EAGLE FCU
Jul 24, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
PROVINCE MORTGAGE ASSOCIATES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2016 · Amount on Record
Deed SaleMay 20, 2016 · Amount on Record
Deed Book / Page2747 / 341
Record UpdatedOct 29, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESHIRE CT
Property Address975 SUMMIT RD, CHESHIRE, CT 06410-1364
Transaction TypeMortgage
Record UpdatedApr 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003238-883
DateOct 15, 2024
Book Page3238/883
Instrument2024002972
Lender
NameAMERICAN EAGLE FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueNov 1, 2049

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESHIRE CT
Property Address975 SUMMIT RD, CHESHIRE, CT 06410-1364
Transaction TypeMortgage
Record UpdatedApr 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003052-164
DateMay 27, 2021
Book Page3052/164
Instrument2021002928
Lender
NameAMERICAN EAGLE FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJun 1, 2046

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESHIRE CT
Property Address975 SUMMIT RD, CHESHIRE, CT 06410-1364
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2971-175
DateJul 24, 2020
Book Page2971/175
Instrument2922
Lender
NamePROVINCE MORTGAGE ASSOCIATES INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueAug 1, 2040

Tax Assessment & Valuation

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionCheshire Town
Unified School DistrictCheshire School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,310.00 (+5.45%)$296,870 (-) Land $85,330 Building $211,540$450,953 (+117%)
2025$8,829.00$296,870 (+36.64%) Land $85,330 Building $211,540$207,809 Land $59,731 Building $148,078
2024$8,829.00 (+15.81%)
2023$7,624.00 (+2.24%)$217,270 (-) Land $85,340 Building $131,930
2022$7,457.00$217,270 Land $85,340 Building $131,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people · EPA ID CT0930011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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