1003 Summit Rd, Cheshire, CT 06410 Property Records

Cheshire Town property record for 1003 Summit Rd, Cheshire, CT 06410

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,610 sqft · built 1925
Lot Size2.7 acres (117,612 sqft)
Owner2 Individual Names on Record
Last Sale$252,577 (Jul 2016)
Tax Bill$6,758 (2024)
Deeds & MortgagesDec 2022 Mortgage
Apr 2020 Refinance
Flood ZoneZone X (minimal risk)
APNCHES M:32 B:47 L

Property Details

APN / Parcel Number

Primary APNCHES M:32 B:47 L
Alternative APNs
  • CSHR M:32 B:47 L
  • 194400

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,610 sqft Living Area
Basement Area660 sqft
Unfinished Basement660 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1992
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area117,612 sqft (2.7 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number194400
Street Address1003 SUMMIT RD
CityCHESHIRE
StateCT
Zip06410-1328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-80
Legal Block47
JurisdictionCHESHIRE CT
Township / Civil DivisionCHESHIRE
Census Block Group1
Census Block1010
Census Tract343200

Owner

Source: Cheshire Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1003 SUMMIT RD, CHESHIRE, CT 06410-1328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
ION BANK
Apr 7, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2016 · Amount on Record
Deed SaleJul 8, 2016 · Amount on Record
Prior SaleApr 9, 2013 · Amount on Record
Deed Book / Page2757 / 1
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESHIRE CT
Property Address1003 SUMMIT RD, CHESHIRE, CT 06410-1328
Transaction TypeMortgage
Record UpdatedApr 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003155-45
DateDec 5, 2022
Book Page3155/45
Instrument2022004211
Lender
NameION BANK
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueJan 1, 2043

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESHIRE CT
Property Address1003 SUMMIT RD, CHESHIRE, CT 06410-1328
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2945-38
DateApr 7, 2020
Book Page2945/38
Instrument2020001014
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Cheshire Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionCheshire Town
Unified School DistrictCheshire School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$227,220 (+51.64%) Land $76,440 Building $150,780$159,054 Land $53,508 Building $105,546
2024$6,758.00 (+28.53%)
2023$5,258.00 (+2.24%)$149,840 (-) Land $76,480 Building $73,360
2022$5,143.00$149,840 Land $76,480 Building $73,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people · EPA ID CT0930011
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Summit Rd

Nearby Streets

Search Property Records by Address or Parcel Number