975 S Cardinal St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 975 S Cardinal St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,410 sqft · built 1999
Lot Size	0.248 acres (10,816 sqft)
Owner	Trust Name on Record
Last Sale	$258,000 (Mar 2011)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-27-359`

Property Details

APN / Parcel Number

Primary APN	`304-27-359`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,410 sqft Living Area
1st Floor Area	1,396 sqft
2nd Floor Area	1,014 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,816 sqft (0.248 acres)
Parking Spaces	3 Parking Spaces
Pool Area	672 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	975 S CARDINAL ST
City	GILBERT
State	AZ
Zip	85296-8829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	GREENFIELD LAKES PARCEL 3 UNIT 1 MCR 425-43
Legal Range	06E
Legal Township	01S
Legal Section	22
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	GREENFIELD LAKES PARCEL 3 UNIT 1
Legal Lot Number	64
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2013
Census Tract	814700

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	975 S CARDINAL ST, GILBERT, AZ 85296-8829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Mar 24, 2020	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL FEDERAL CREDIT UNION
Apr 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 31, 2019	Quit Claim Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2011 · Amount on Record
Deed Sale	Mar 30, 2011 · Amount on Record
Prior Sale	Oct 31, 2019
Deed Document Number	0000269195
Last Transfer Date	Apr 8, 2020
Transfer Doc	0000300709
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	975 S CARDINAL ST, GILBERT, AZ 85296-8829
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 S CARDINAL ST, GILBERT, AZ 85296-8829

Mortgage

Document Number	0000474909
Date	Sep 12, 2023
Instrument	20230474909

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85038

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	975 S CARDINAL ST, GILBERT, AZ 85296-8829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000250411
Date	Mar 24, 2020
Instrument	20200250411

Lender

Name	DESERT FINANCIAL FEDERAL CREDIT UNION
Type	Government Agency
Address	PHOENIX, AZ 85038

Agreement

Type	Line of Credit
Amount	Amount Recorded
Due	Mar 18, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 8, 2020
Property Address	975 S CARDINAL ST, GILBERT, AZ 85296-8829
Document Number	0000300709
Instrument Date	Apr 3, 2020
Instrument	300709
Transaction Type	Transfer
Record Updated	Apr 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	975 S CARDINAL ST GILBERT AZ 852968829, GILBERT, AZ 85296-8829

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 31, 2019
Property Address	975 S CARDINAL ST, GILBERT, AZ 85296-8829
Document Number	0000874802
Instrument Date	Oct 23, 2019
Instrument	874802
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	975 S CARDINAL ST GILBERT AZ 852968829, GILBERT, AZ 85296-8829

Mortgage

Document Number	874803
Date	Oct 31, 2019
Instrument	874803

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,650 (+1.76%)	$596,500 (+1.76%) Land $119,300 Building $477,200
2025	$2,482.00 (-6.55%)
2024		$58,620	$586,200 Land $117,200 Building $469,000
2023	$2,656.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99.2% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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