1227 S Cardinal St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1227 S Cardinal St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,433 sqft · built 1997
Lot Size	0.302 acres (13,173 sqft)
Owner	2 Trust Names on File
Last Sale	$265,000 (Jul 2018)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jul 2024 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-27-063`

Property Details

APN / Parcel Number

Primary APN	`304-27-063`
Alternative APN	`304270633`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,433 sqft Living Area
Gross Area	1,543 sqft
1st Floor Area	1,433 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Frame
Construction Type	Frame
Roof Material	Concrete
Lot Area	13,173 sqft (0.302 acres)
Parking Spaces	2 Parking Spaces
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1227 S CARDINAL ST
City	GILBERT
State	AZ
Zip	85296-8913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	GREENFIELD LAKES PARCEL 5 UNIT 1 MCR 414-45
Legal Range	6E
Legal Township	1S
Legal Section	22
Legal Subdivision	GREENFIELD LAKES PARCEL 5 UNIT 1
Legal Lot Number	28
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2019
Census Tract	814700

Owner

1227 S Cardinal St is owner-occupied and held in a trust since July 2018.

Source: Maricopa County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1227 S CARDINAL ST, GILBERT, AZ 85296-8913
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Correction Deed FINAL TITLE SUPPORT
Jul 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Aug 11, 2022	Intrafamily Transfer, Transfer
Jul 6, 2018	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018 · Amount on File
Deed Sale	Jul 6, 2018 · Amount on File
Prior Sale	Aug 6, 2010 · Amount on File
Deed Document Number	2018514519
Prior Transfer Date	Jan 10, 2003
Prior Transfer Doc	0000060380
Record Updated	Oct 29, 2026

September 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 24, 2026
Property Address	1227 S CARDINAL ST, GILBERT, AZ 85296-8913
Document Number	0000558626
Instrument Date	Sep 18, 2026
Instrument	2026558626
Record Updated	Sep 30, 2026
Title Company	FINAL TITLE SUPPORT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1227 S CARDINAL ST, GILBERT, AZ 85296-8913

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1227 S CARDINAL ST, GILBERT, AZ 85296-8913
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	SONORAN DESERT TITLE AGENCY, SONORAN DESERT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 S CARDINAL ST, GILBERT, AZ 85296-8913

Mortgage

Document Number	0000389555
Date	Jul 23, 2024
Instrument	20240389555

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 11, 2022
Property Address	1227 S CARDINAL ST, GILBERT, AZ 85296-8913
Document Number	0000636205
Map Reference	MB 414 PG 45
Instrument Date	Aug 7, 2022
Instrument	20220636205
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1227 S CARDINAL ST, GILBERT, AZ 85296-8913

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 6, 2018
Property Address	1227 S CARDINAL ST, GILBERT, AZ 85296-8913
Document Number	0000514519
Instrument Date	Jun 8, 2018
Instrument	514519
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1227 S CARDINAL ST GILBERT AZ 852968913, GILBERT, AZ 85296-8913

Mortgage

Document Number	514520
Date	Jul 6, 2018
Instrument	514520

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 5, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1227 S Cardinal St was $1,572.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,280 (+108.85%)	$422,800 (+6.9%) Land $84,500 Building $338,300
2025	$1,572.00	$20,244 (-52.22%)	$395,500 (-6.66%) Land $79,100 Building $316,400
2024		$42,370	$423,700 Land $84,700 Building $339,000
2022	$1,607.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1227 S Cardinal St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1227 S Cardinal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Google Fiber, T-Mobile.

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