975 Ridge Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 975 Ridge Rd, Webster, NY 14580

Property Summary

Property Type	Mixed Use Store/Office
Details	14,400 sqft · built 2006
Lot Size	2.37 acres (103,237 sqft)
Owner	Company Name on Record
Last Sale	$3,870,000 (Mar 2019)
Tax Bill	$83,279 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`265489 079.15-1-18.1`

Property Details

APN / Parcel Number

Primary APN	`265489 079.15-1-18.1`
Alternative APNs	`54890791500001018100` `02078000000`

Interior

Units	7 Units
Stories	1 Story
Building Area	14,400 sqft Gross Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	103,237 sqft (2.37 acres)
Canopy	2,108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02078000000
Street Address	975 RIDGE RD
City	WEBSTER
State	NY
Zip	14580-2972
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Legal Subdivision	WEBSTER PARC TRIMBLE SUBDIVISION AMENDED
Legal Block	1
Legal Lot Number	18.100
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1000
Census Tract	11210

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	90 BENTBROOK CIR, WEBSTER, NY 14580-8586
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage M & T BANK
Oct 2, 2025	Deed of Trust, Mortgage M & T BANK
Aug 24, 2020	Deed of Trust, Mortgage · Construction Mortgage NORTHWEST BANK
Aug 20, 2020	Loan Modification, Mortgage NORTHWEST BK
Aug 20, 2020	Loan Modification, Mortgage NORTHWEST BK
Mar 4, 2019	Grant Deed, Construction Loan · Construction Mortgage WEBSTER 404 HOLDINGS LLC
Mar 9, 2018	Loan Modification, Mortgage · Line of Credit C-III COM'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Prior Sale	Sep 18, 2006 · Amount on Record
Deed Document Number	2019458
Deed Book / Page	12153 / 639
Prior Transfer Date	Jan 22, 2008
Prior Transfer Doc	0000000349
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	975 RIDGE RD, WEBSTER, NY 14580-2972
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 BENTBROOK CIR, WEBSTER, NY 14580-8586

Mortgage

Document Number	202503340549
Date	Oct 2, 2025
Book Page	31154/672
Instrument	202503340549

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	975 RIDGE RD, WEBSTER, NY 14580-2972
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202503340548
Date	Oct 2, 2025
Book Page	31154/657
Instrument	202503340548

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	975 RIDGE RD, WEBSTER, NY 14580-2972
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	CROSSROADS ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 BENTBROOK CIR, WEBSTER, NY 14580-8586

Mortgage

Document Number	0000000614
Date	Aug 24, 2020
Book Page	28691/1
Instrument	202008240614

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	17 Months
Due	Dec 31, 2021

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	975 RIDGE RD, WEBSTER, NY 14580-2972
Document Number	0000000616
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 BENTBROOK CIR WEBSTER NY 145808586, WEBSTER, NY 14580-8586

Mortgage

Document Number	0000000616
Date	Aug 24, 2020
Book Page	028691/000022
Instrument	616

Lender

Name	NORTHWEST BK
Type	Bank
Address	100 LIBERTY ST, WARREN, PA 16365-2411

Agreement

Amount	Amount Recorded

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	975 RIDGE RD, WEBSTER, NY 14580-2972
Document Number	0000000399
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 BENTBROOK CIR WEBSTER NY 145808586, WEBSTER, NY 14580-8586

Mortgage

Document Number	0000000399
Date	Aug 27, 2020
Book Page	028697/000648
Instrument	399

Lender

Name	NORTHWEST BK
Type	Bank
Address	375 ESSJAY RD # 100, WILLIAMSVILLE, NY 14221-5789

Agreement

Amount	Amount Recorded

March 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MONROE NY
Recording Date	Mar 4, 2019
Property Address	975 RIDGE RD, WEBSTER, NY 14580-2972
Document Number	0000000458
Book / Page	012153 / 000639
Instrument Date	Mar 1, 2019
Instrument	458
Transaction Type	Construction Loan
Record Updated	Oct 14, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,480.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 BENTBROOK CIR WEBSTER NY 145808586, WEBSTER, NY 14580-8586

Mortgage

Document Number	459
Date	Mar 4, 2019
Book Page	027940/000683
Instrument	459

Lender

Name	WEBSTER 404 HOLDINGS LLC
Address	3323 NE 163RD ST, NORTH MIAMI BEACH, FL 33160-5506

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 3, 2020

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	975 RIDGE RD, WEBSTER, NY 14580-2972
Document Number	0000000653
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19950 W COUNTRY CLUB DR #904 AVENTURA FL 331804604, 904, AVENTURA, FL 33180-4604

Mortgage

Document Number	0000000653
Date	Mar 9, 2018
Book Page	027522/000032
Instrument	653

Lender

Name	C-III COM'L MTG
Type	Mortgage Company
Address	5221 N O CONNOR BLVD # 600, IRVING, TX 75039-4414

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$83,279.00 (+1.04%)
2025	$82,420.00 (+3.54%)	$1,762,900 (-) Land $587,300 Building $1,175,600	$3,672,700 (+20.83%) Land $1,223,539 Building $2,449,161
2023		$1,762,900 (-) Land $587,300 Building $1,175,600	$3,039,500 (+10.35%) Land $1,012,592 Building $2,026,908
2022		$1,762,900 Land $587,300 Building $1,175,600	$2,754,500 Land $917,646 Building $1,836,854
2021	$79,605.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures