975 Reed Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 975 Reed Rd, Hernando, MS 38632 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 1991
Square Footage	1,674 sqft Adjusted Area
Lot Size	65,340 sqft (1.5 acres)
Occupancy	Owner Occupied
Tax Bill	$793.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-08-1-02-01-0-00003-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,674 sqft Adjusted Area
1st Floor	1,500 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Roof Construction	Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	975 REED RD
City	HERNANDO
State	MS
Zip	38632-4536
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COUNTRY HOME EST S/D LOT 3
Legal Range	008
Legal Township	03S
Legal Section	02
Legal Subdivision	COUNTRY HOME EST S/D
Legal Lot Number	3
Jurisdiction	DESOTO MS
Minor Civil Division	4
Census Blockgroup	1
Census Block	1024
Census Tract	71122

Owner

Source: DeSoto County records · APN 3-08-1-02-01-0-00003-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	975 REED RD, HERNANDO, MS 38632-4536
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage EQUITY PRIME MORTGAGE LLC
Feb 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Jan 30, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2023
Deed Sale	Feb 28, 2023
Deed Book / Page	1023 / 2977
Record Refreshed	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 28, 2023
Property Address	975 REED RD, HERNANDO, MS 38632-4536
Document Number	01023/2977
Book / Page	1023 / 2977
Map Reference	MB 31 PG 39A
Instrument Date	Feb 22, 2023
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 COUNTY ROAD 419, CALHOUN CITY, MS 38916-9714

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	975 REED RD, HERNANDO, MS 38632-4536

Mortgage

Document Number	0566012061
Date	Feb 28, 2023
Instrument	5660/12061

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	United States Department of Agriculture (USDA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	975 REED RD, HERNANDO, MS 38632-4536
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004494/574
Date	Feb 20, 2018
Book Page	4494/574
Instrument	T04494-00574

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 26, 2023

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	975 REED RD, HERNANDO, MS 38632-4536
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GOOD TITLE ESCROW & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004671/016
Date	Jan 30, 2019
Book Page	4671/016

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 14, 2044

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$793.00 (+18.18%)	$13,095 (+34.78%) Land $2,000 Building $11,095	$130,951 (+34.79%) Land $20,000 Building $110,951
2023	$671.00	$9,716	$97,155 Land $20,000 Building $77,155

975 Reed Rd, Hernando, MS 38632 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on Reed Rd

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