DeSoto County property record for 905 Reed Rd, Hernando, MS 38632 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 1990 |
| Square Footage | 1,863 sqft Adjusted Area |
| Lot Size | 65,340 sqft (1.5 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,009.00 (2025) |
| Primary APN | 3-08-1-02-01-0-00006-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 1,863 sqft Adjusted Area |
| 1st Floor | 1,462 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 65,340 sqft (1.5 acres) |
| Utility Building | 240 sqft Utility Building |
| Street Address | 905 REED RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-4536 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COUNTRY HOME EST S/D LOT 6 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 02 |
| Legal Subdivision | COUNTRY HOME EST S/D |
| Legal Lot Number | 6 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 3-08-1-02-01-0-00006-00
Assessment roll updated December 15, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 905 REED RD, HERNANDO, MS 38632-4536 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 26, 2019 | Deed of Trust, Mortgage · Stand Alone Second Mortgage COGENT BANK |
| Dec 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Feb 07, 2023 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Jul 05, 2023 | Warranty Deed, Transfer |
| Feb 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage COGENT BANK |
| Jun 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 05, 2023 |
| Deed Sale | Jul 05, 2023 |
| Prior Sale | Feb 26, 2019 · Amount on Record |
| Deed Book / Page | 1023 / 11597 |
| Prior Transfer Date | Mar 28, 2008 |
| Prior Transfer Doc | 000582/124 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 905 REED RD, HERNANDO, MS 38632-4536 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004682/542 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 4682/542 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 905 REED RD, HERNANDO, MS 38632-4536 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 905 REED RD, HERNANDO, MS 38632-4536 |
| Document Number | 005101/390 |
|---|---|
| Date | Dec 01, 2020 |
| Book Page | 5101/390 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 905 REED RD, HERNANDO, MS 38632-4536 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2023 |
| Name | Verified Name |
|---|---|
| Address | 905 REED RD, HERNANDO, MS 38632-4536 |
| Document Number | 05660/5808 |
|---|---|
| Date | Feb 07, 2023 |
| Book Page | 5660/5808 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 26, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 05, 2023 |
| Property Address | 905 REED RD, HERNANDO, MS 38632-4536 |
| Document Number | 1023/11597 |
| Book / Page | 1023 / 11597 |
| Map Reference | MB 31 PG 39A |
| Instrument Date | Jun 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 DEERFIELD TRCE, COLDWATER, MS 38618-1200 |
| Name | Verified Name |
|---|---|
| Address | 905 REED RD, HERNANDO, MS 38632-4536 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 26, 2019 |
| Property Address | 905 REED RD, HERNANDO, MS 38632-4536 |
| Document Number | 000881/212 |
| Book / Page | 0881 / 212 |
| Map Reference | MB 31 PG 39A |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3498 CYPRESS PLANTATION DR, OLIVE BRANCH, MS 38654-6142 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 905 REED RD, HERNANDO, MS 38632-4536 |
| Document Number | 0004682530 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 4682/530 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 22, 2017 |
| Property Address | 905 REED RD, HERNANDO, MS 38632-4536 |
| Document Number | 20170622010183840 |
| Map Reference | PL MB 31 PG 491 |
| Instrument Date | Jun 09, 2017 |
| Instrument | 20170622010183840 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 524 KY HIGHWAY 1130, SPARTA, KY 41086-8831 |
| Name | Verified Name |
|---|---|
| Address | 905 REED RD, HERNANDO, MS 38632-4536 |
| Document Number | 20170622010183850 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 20170622010183850 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CORDOVA, TN 38018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,009.00 (-11.72%) | $15,687 (+37.11%) Land $2,000 Building $13,687 | $156,866 (+37.11%) Land $20,000 Building $136,866 |
| 2023 | $1,143.00 | $11,441 (-) | $114,411 (-) Land $20,000 Building $94,411 |
| 2022 | $1,143.00 | $11,441 Land $2,000 Building $9,441 | $114,411 Land $20,000 Building $94,411 |
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