Chatham County property record for 975 Ralph Sipe Rd, Bear Creek, NC 27207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1956 |
| Lot Size | 35.9 acres (1,565,634 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $96,000 (Aug 1997) |
| Tax Bill | $1,035 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0009456 |
| Primary APN | 0009456 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,565,634 sqft (35.9 acres) |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Porch | Porch |
| Porch Area | 308 sqft |
| Heating System | Forced Air |
|---|
| Street Address | 975 RALPH SIPE RD |
|---|---|
| City | BEAR CREEK |
| State | NC |
| Zip | 27207-7210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | G9-116 AC 35.942 |
| Legal Subdivision | NORTH WEST GULF |
| Legal Block | 95 |
| Jurisdiction | CHATHAM NC |
| Township / Civil Division | GULF |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 20600 |
Source: Chatham County records, as of October 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 995 RALPH SIPE RD, BEAR CREEK, NC 27207-7210 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 1997 · Amount on Record |
| Deed Sale | Aug 4, 1997 · Amount on Record |
| Deed Document Number | 0000726803 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 975 RALPH SIPE RD, BEAR CREEK, NC 27207-7210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 995 RALPH SIPES RD, BEAR CREEK, NC 27207-7210 |
| Document Number | 02309/1022 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 2309/1022 |
| Instrument | 7446 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Chatham County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chatham County |
| Unified School District | Chatham County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,035.00 (-16.33%) | $146,933 (+11.51%) Land $41,300 Building $105,633 | $326,424 (+147.73%) Land $220,791 Building $105,633 |
| 2024 | $1,237.00 (+3.26%) | $131,767 (-) Land $36,214 Building $95,553 | $131,767 (-44.32%) Land $36,214 Building $95,553 |
| 2023 | $1,198.00 | $131,767 Land $36,214 Building $95,553 | $236,654 Land $141,101 Building $95,553 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDSTON-GULF SANITARY DIST serves 1,187 people · EPA ID NC0319025 |
|---|---|
| Water Source | Purchased surface water from CITY OF SANFORD |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Randolph Telephone Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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