Chatham County property record for 295 Ralph Sipe Rd, Bear Creek, NC 27207
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,011 sqft · built 1950 |
| Lot Size | 10 acres (437,342 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,583 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0008887 |
| Primary APN | 0008887 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,011 sqft Living Area |
| Gross Area | 830 sqft |
| 1st Floor Area | 830 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 437,342 sqft (10 acres) |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 116 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 295 RALPH SIPE RD |
|---|---|
| City | BEAR CREEK |
| State | NC |
| Zip | 27207-7203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | F8-3C AC 10.04 BK 2006 PG 78 |
| Legal Subdivision | NORTH WEST GULF |
| Legal Block | 78 |
| Jurisdiction | CHATHAM NC |
| Township / Civil Division | GULF |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 20600 |
The current owner of 295 Ralph Sipe Rd acquired it in July 2007.
Source: Chatham County records, as of October 24, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 205 MADISON CT, SWANSBORO, NC 28584-7501 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 27, 2007 |
| Transfer Doc | 0000010011 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 295 Ralph Sipe Rd was $1,583, up 31% from the year before.
Source: Chatham County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chatham County |
| Unified School District | Chatham County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,583.00 (+31.04%) | $203,745 (+58.7%) Land $88,088 Building $115,657 | $203,745 (+58.7%) Land $88,088 Building $115,657 |
| 2024 | $1,208.00 (+4.41%) | $128,382 (-) Land $50,544 Building $77,838 | $128,382 (-) Land $50,544 Building $77,838 |
| 2023 | $1,157.00 | $128,382 Land $50,544 Building $77,838 | $128,382 Land $50,544 Building $77,838 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 Ralph Sipe Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Ralph Sipe Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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