975 Mackenzie Ct, San Jose, CA 95127 Property Records

Santa Clara County property record for 975 Mackenzie Ct, San Jose, CA 95127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,467 sqft · built 2001
Lot Size	0.126 acres (5,493 sqft)
Owner	Individual Name on File
Last Sale	$1,240,000 (Mar 2025)
Tax Bill	$15,027 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Aug 2021 Line of Credit + 3 more
Flood Zone	Zone D (undetermined)
APN	`601-32-086`

Property Details

APN / Parcel Number

Primary APN	`601-32-086`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,467 sqft Living Area
1st Floor Area	660 sqft
2nd Floor Area	807 sqft
Family Room	Family Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	5,493 sqft (0.126 acres)
Garage Area	373 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	975 MACKENZIE CT
City	SAN JOSE
State	CA
Zip	95127-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	APD
Legal Description	TRACT 9274 LOT 15
Legal Subdivision	9274 MACKENZIE COUNT
Legal Tract	9274
Legal Lot Number	15
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1005
Census Tract	504102

Owner

975 Mackenzie Ct is owned and occupied by an individual who bought it in March 2025.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	975 MACKENZIE CT, SAN JOSE, CA 95127-3447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 26, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Prior Sale	Jan 26, 2021 · Amount on File
Deed Document Number	202525784128
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	975 MACKENZIE CT, SAN JOSE, CA 95127-3447
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 MACKENZIE CT, SAN JOSE, CA 95127-3447

Mortgage

Document Number	0025312767
Date	Jun 2, 2022
Instrument	25312767

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	975 MACKENZIE CT, SAN JOSE, CA 95127-3447
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 MACKENZIE CT, SILVERDALE, WA 98383

Mortgage

Document Number	0025053114
Date	Aug 3, 2021
Instrument	25053114

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	975 MACKENZIE CT, SAN JOSE, CA 95127-3447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024201050
Date	Jun 12, 2019
Instrument	24201050

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	975 MACKENZIE CT, SAN JOSE, CA 95127-3447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024306361
Date	Oct 17, 2019
Instrument	24306361

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 26, 2021
Property Address	975 MACKENZIE CT, SAN JOSE, CA 95127-3447
Document Number	0024801253
Map Reference	MB 733 PG 24&25
Instrument Date	Jan 19, 2021
Instrument	24801253
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	975 MACKENZIE CT, SAN JOSE, CA 95127-3447

Tax Assessment & Valuation

The 2025 property tax bill for 975 Mackenzie Ct was $15,027.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Mount Pleasant Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,264,800 (+19.23%) Land $1,011,840 Building $252,960
2025	$15,027.00	$1,060,780 Land $848,625 Building $212,155
2023	$14,250.00 (+0.77%)	$1,019,591 Land $815,673 Building $203,918
2022	$14,141.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 975 Mackenzie Ct in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 Mackenzie Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, T-Mobile.

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