Santa Clara County property record for 970 Mackenzie Ct, San Jose, CA 95127
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,810 sqft · built 2001 |
| Lot Size | 0.132 acres (5,730 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $13,812 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2024 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 601-32-080 |
| Primary APN | 601-32-080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,810 sqft Living Area |
| 1st Floor Area | 789 sqft |
| 2nd Floor Area | 1,021 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 5,730 sqft (0.132 acres) |
| Garage Area | 379 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | None |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 970 MACKENZIE CT |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95127-3447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-PD |
| Legal Description | TRACT 9274 LOT 9 |
| Legal Tract | 9274 |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 504102 |
970 Mackenzie Ct is owned and occupied by an individual who acquired it in January 2025.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 970 MACKENZIE CT, SAN JOSE, CA 95127-3447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · VA Mortgage WEST CAPITAL LENDING INC |
| Apr 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage HOMETOWN EQUITY MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2025 |
| Deed Sale | Jan 21, 2025 |
| Prior Sale | Apr 26, 2024 · Amount on File |
| Deed Document Number | 202525756118 |
| Prior Transfer Date | Feb 20, 2008 |
| Prior Transfer Doc | 0019753935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 970 MACKENZIE CT, SAN JOSE, CA 95127-3447 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 970 MACKENZIE CT, SAN JOSE, CA 95127-3447 |
| Document Number | 0025908754 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 25908754 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 24 EXECUTIVE PARK STE 250, IRVINE, CA 92614 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 970 MACKENZIE CT, SAN JOSE, CA 95127-3447 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 970 MACKENZIE CT, SAN JOSE, CA 95127-3447 |
| Document Number | 0025628539 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 25628539 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 25531 COMMERCENTRE DR STE 250, LAKE FOREST, CA 92630 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
The 2025 property tax bill for 970 Mackenzie Ct was $13,812.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Secondary School District | East Side Union High School District (09 - 12) |
| Elementary School District | Mount Pleasant Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $988,380 (+2%) Land $790,704 Building $197,676 | |
| 2025 | $13,812.00 | $969,000 Land $775,200 Building $193,800 |
| 2023 | $9,998.00 (+0.85%) | $676,169 Land $540,939 Building $135,230 |
| 2022 | $9,914.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 970 Mackenzie Ct in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 970 Mackenzie Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Sail Internet Fixed Wireless | 800 / 160 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Sonic Telecom, T-Mobile.
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