975 Ladyfish Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 975 Ladyfish Trl, Saint Cloud, FL 34771

Property Summary

Property Type	Vacant Land
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$698,100 (Jan 2026)
Tax Bill	$3,653 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
APN	`29-25-31-0945-0001-0900`

Property Details

APN / Parcel Number

Primary APN	`29-25-31-0945-0001-0900`
Alternative APN	`253129094500010900`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	975 LADYFISH TRL
City	SAINT CLOUD
State	FL
Zip	34771-6931
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	WATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 90
Legal Subdivision	WATERS AT CENTER LAKE RANCH PHASE 1B
Legal Lot Number	90
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3013
Census Tract	43700

Owner

Source: Osceola County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	975 LADYFISH TRL, SAINT CLOUD, FL 34771-6931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Deed Document Number	202611542
Deed Book / Page	6913 / 1111
Record Updated	Sep 20, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 27, 2026
Property Address	975 LADYFISH TRL, SAINT CLOUD, FL 34771-6931
Document Number	0069131111
Book / Page	6913 / 1111
Map Reference	MB 35 PG 161-174
Instrument Date	Jan 26, 2026
Instrument	2026011542
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,886.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	975 LADYFISH TRL, SAINT CLOUD, FL 34771-6931

Mortgage

Document Number	0069131113
Date	Jan 27, 2026
Instrument	6913/1113

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,653.00	$30,000 Land $30,000	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.