963 Ladyfish Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 963 Ladyfish Trl, Saint Cloud, FL 34771

Property Summary

Property TypeResidential Vacant Land
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$645,000 (Dec 2025)
Tax Bill$3,653 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
APN292531094500010920

Property Details

APN / Parcel Number

Primary APN292531094500010920

Exterior

Lot Area9,583 sqft (0.219 acres)

Location & Zoning

Street Address963 LADYFISH TRL
CitySAINT CLOUD
StateFL
Zip34771-6931
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionWATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 92
Legal Phase1B
Legal Lot Number92
JurisdictionOSCEOLA FL

Owner

Source: Osceola County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address963 LADYFISH TRL, SAINT CLOUD, FL 34771-6931
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Deed Document Number2025155197
Deed Book / Page6896 / 1468
Record UpdatedJun 8, 2026

December 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 19, 2025
Property Address963 LADYFISH TRL, SAINT CLOUD, FL 34771-6931
Document Number0068961468
Book / Page6896 / 1468
Map ReferenceMB 35 PG 161-174
Instrument DateDec 18, 2025
Instrument2025155197
Transaction TypeTransfer
Record UpdatedDec 31, 2025
Title CompanyINSPIRED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,515.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

NameVerified Name
Address963 LADYFISH TRL, SAINT CLOUD, FL 34771-6931

Mortgage

Document Number0068961470
DateDec 19, 2025
Instrument6896/1470
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateJan 1, 2033
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change7.5%
Index1-Year CMT
Max Rate11.5%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,653.00$30,000 Land $30,000$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

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