975 Gulf Rd, Elyria, OH 44035 Property Records

Lorain County property record for 975 Gulf Rd, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1962
Square Footage	1,506 sqft Living Area
Lot Size	7,405 sqft (0.169 acres)
Garage	Detached, 676 sqft
Occupancy	Owner Occupied
Tax Bill	$1,905.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-032-101-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,506 sqft Living Area
1st Floor	1,506 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1962
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	150 ft x 51 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	676 sqft Garage

Exterior Amenities

Patio Area	30 sqft Patio
Porch	1 Porch
Porch Area	72 sqft Porch
Canopy Area	72 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	975 GULF RD
City	ELYRIA
State	OH
Zip	44035-2961
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY 2 51.00 X 150.00
Legal Subdivision	SPRING VALLEY 2 FRNT
Legal Tract	25
Legal Block	101
Legal Lot Number	237
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	3
Census Block	3011
Census Tract	70101

Owner

Source: Lorain County records · APN 06-25-032-101-009

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	975 GULF RD, ELYRIA, OH 44035-2961
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 09, 2024
Deed Sale	Oct 09, 2024
Deed Doc Number	2024093571
Record Refreshed	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	975 GULF RD, ELYRIA, OH 44035-2961
Document Number	0000779341
Instrument Date	Sep 04, 2020
Transaction Type	Mortgage
Record Updated	Oct 01, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 GULF RD ELYRIA OH 440352961, ELYRIA, OH 44035-2961

Mortgage

Document Number	0000779341
Date	Sep 18, 2020
Instrument	779341

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 17, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,905.00	$61,280 (%) Land $9,540 Building $51,740	$175,090 (-) Land $27,270 Building $147,820
2024	$1,905.00 (-17.78%)	$61,282 (+44.1%) Land $9,545 Building $51,737	$175,090 (+44.11%) Land $27,270 Building $147,820
2023	$2,317.00 (+0.39%)	$42,526 (+0.01%) Land $8,733 Building $33,793	$121,500 (-) Land $24,950 Building $96,550
2022	$2,308.00	$42,520 Land $8,730 Building $33,790
2021			$121,500 Land $24,950 Building $96,550

Flood & Wildfire

975 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.