974 Gulf Rd, Elyria, OH 44035 Property Records

Lorain County property record for 974 Gulf Rd, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1962
Square Footage	1,888 sqft Living Area
Lot Size	17,860 sqft (0.41 acres)
Garage	Attached, 832 sqft
Occupancy	Owner Occupied
Tax Bill	$3,200.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-163-000-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,888 sqft Living Area
1st Floor	1,888 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1962
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	17,860 sqft (0.41 acres)
Depth X Width	300 ft x 60 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	832 sqft Garage

Exterior Amenities

Deck Area	90 sqft Deck
Patio Area	84 sqft Patio
Porch	Open Porch
Porch Area	802 sqft Porch
Topography	Steep Topography
Canopy Area	546 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	974 GULF RD
City	ELYRIA
State	OH
Zip	44035-2962
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY 60 X 387.22
Legal Subdivision	SPRING VALLEY
Legal Tract	25
Legal Lot Number	523
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2011
Census Tract	70101

Owner

Source: Lorain County records · APN 06-25-163-000-022

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	974 GULF RD, ELYRIA, OH 44035-2962
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Sep 01, 1994 · Amount on Record
Last Transfer Date	Feb 11, 2014
Transfer Doc	0000494984
Record Refreshed	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	974 GULF RD, ELYRIA, OH 44035-2962
Document Number	0000656480
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	974 GULF RD ELYRIA OH 440352962, ELYRIA, OH 44035-2962

Mortgage

Document Number	0000656480
Date	Dec 27, 2017
Instrument	656480

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,200.00	$67,950 (%) Land $13,150 Building $54,800	$194,150 (-) Land $37,580 Building $156,570
2024	$3,200.00 (+9.03%)	$67,953 (+26.3%) Land $13,153 Building $54,800	$194,150 (+26.3%) Land $37,580 Building $156,570
2023	$2,935.00 (+0.38%)	$53,803 (-0.01%) Land $11,995 Building $41,808	$153,720 (-) Land $34,270 Building $119,450
2022	$2,924.00	$53,810 Land $12,000 Building $41,810
2021			$153,720 Land $34,270 Building $119,450

Flood & Wildfire

974 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.