975 Gloucester Pl, Niskayuna (Schenectady), NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 975 Gloucester Pl, Niskayuna, NY 12309 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1980
Square Footage3,133 sqft Living Area
Lot Size21,344 sqft (0.49 acres)
OccupancyOwner Occupied
Last Sale$181,500 (1996)
Tax Bill$15,946.00 (2025)

Property Details

APN / Parcel Number

Primary APN422400 60.8-2-10
Alternative APN
  • 240006000800020100000000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Building Area3,133 sqft Living Area
1st Floor Area1,993 sqft 1st Floor
2nd Floor Area1,140 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions190 ft deep x 122 ft wide
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area506 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area120 sqft Shed
PorchSlab
Porch Area750 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address975 GLOUCESTER PL
CityNISKAYUNA
StateNY
Zip12309-4811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionGLOUCESTER PLACE
Legal Block2
Legal Lot Number10.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group2
Census Block2011
Census Tract31901

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 60.8-2-10

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address975 GLOUCESTER PL, SCHENECTADY, NY 12309-4811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
May 27, 2020Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF SCOTIA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 07, 1996 · Amount on Record
Deed SaleNov 07, 1996 · Amount on Record
Deed Book / Page1508 / 181
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 04, 2021
Property Address975 GLOUCESTER PL, SCHENECTADY, NY 12309-4811
Document Number0000037349
Book / Page2064 / 97
Map ReferenceDR 66 MAP 141
Instrument DateJun 29, 2021
Instrument202137349
Transaction TypeTransfer
Record UpdatedAug 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,692.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address975 GLOUCESTER PL, 975, NISKAYUNA, NY 12309-4811

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address971 GLOUCESTER PL, NISKAYUNA, NY 12309-4811

Mortgage

Document Number0000037350
DateAug 04, 2021
Instrument202137350
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJul 01, 2036

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address975 GLOUCESTER PL, SCHENECTADY, NY 12309-4811
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015094
DateMay 27, 2020
Book Page4991/652
Instrument202015094
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMay 13, 2025
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,946.00$370,000 (-) Land $47,300 Building $322,700$548,100 (+17.02%) Land $70,068 Building $478,032
2023$370,000 Land $47,300 Building $322,700$468,400 Land $59,879 Building $408,521

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 6% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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