966 Gloucester Pl, Niskayuna (Schenectady), NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 966 Gloucester Pl, Niskayuna, NY 12309 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,682 sqft · built 1979
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Nov 2016)
Tax Bill	$12,567 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`422400 60.8-1-24`

Property Details

APN / Parcel Number

Primary APN	`422400 60.8-1-24`
Alternative APN	`240006000800010240000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,682 sqft Living Area
1st Floor Area	1,338 sqft
2nd Floor Area	1,344 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	966 GLOUCESTER PL
City	NISKAYUNA
State	NY
Zip	12309-4812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	AVON CREST
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	2
Census Block	2007
Census Tract	31901

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 60.8-1-24

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	966 GLOUCESTER PL, SCHENECTADY, NY 12309-4812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2016 · Amount on Record
Deed Sale	Nov 29, 2016 · Amount on Record
Deed Document Number	201655134
Deed Book / Page	1951 / 20
Prior Transfer Date	Jan 20, 2012
Prior Transfer Doc	0000027072
Record Updated	Jun 08, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	966 GLOUCESTER PL, SCHENECTADY, NY 12309-4812
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006884
Date	Feb 15, 2019
Book Page	4895/209
Instrument	201906884

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,567.00	$290,000 (-) Land $44,700 Building $245,300	$429,600 (+17.03%) Land $66,218 Building $363,382
2023		$290,000 Land $44,700 Building $245,300	$367,100 Land $56,584 Building $310,516

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930319012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 6% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.