975 E Sterling Dr, Spanish Fork, UT 84660 Property Records

Utah County property record for 975 E Sterling Dr, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,555 sqft · built 1959
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,644 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`47-001-0021`

Property Details

APN / Parcel Number

Primary APN	`47-001-0021`
Alternative APN	`068281`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,555 sqft Living Area
Gross Area	3,710 sqft
1st Floor Area	1,555 sqft
Basement Area	1,555 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	068281
Street Address	975 E STERLING DR
City	SPANISH FORK
State	UT
Zip	84660-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLK. 2, PLAT A, NEBO SUBD.
Legal Subdivision	NEBO SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2020
Census Tract	3205

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	975 E STERLING DR, SPANISH FORK, UT 84660-2538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Aug 31, 2020	Warranty Deed, Transfer MERIDIAN TITLE CO
Aug 31, 2020	Affidavit of Death, Transfer MERIDIAN TITLE
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY CU
Jun 16, 2017	Deed of Trust, Mortgage UTAH CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020
Deed Sale	Aug 31, 2020
Deed Document Number	2020132100
Prior Transfer Date	Aug 25, 2020
Prior Transfer Doc	0000132099
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	975 E STERLING DR, SPANISH FORK, UT 84660-2538
Document Number	0000132262
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	INVESTORS TITLE INSURANCE AGENCY INC, INVESTORS TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	975 E STERLING DR SPANISH FORK UT 846602538, SPANISH FORK, UT 84660-2538

Mortgage

Document Number	0000132262
Date	Aug 31, 2020
Instrument	132262

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 31, 2020
Property Address	975 E STERLING DR, SPANISH FORK, UT 84660-2538
Document Number	0000132100
Instrument Date	Aug 25, 2020
Instrument	132100:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	MERIDIAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	975 E STERLING DR, SPANISH FORK, UT 84660-2538

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	UTAH UT
Recording Date	Aug 31, 2020
Property Address	975 E STERLING DR, SPANISH FORK, UT 84660-2538
Document Number	0000132099
Instrument Date	Aug 25, 2020
Instrument	132099
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 E STERLING DR SPANISH FORK UT 846602538, SPANISH FORK, UT 84660-2538

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	975 E STERLING DR, SPANISH FORK, UT 84660-2538
Document Number	0000029729
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	975 E STERLING DR SPANISH FORK UT 846602538, SPANISH FORK, UT 84660-2538

Mortgage

Document Number	0000029729
Date	Mar 30, 2018
Instrument	29729

Lender

Name	UTAH CMNTY CU
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 29, 2033

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	975 E STERLING DR, SPANISH FORK, UT 84660-2538
Document Number	0000059921
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2017
Title Company	EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	975 E STERLING DR SPANISH FORK UT 846602538, SPANISH FORK, UT 84660-2538

Mortgage

Document Number	0000059921
Date	Jun 21, 2017
Instrument	59921

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2032

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,190 (-46.45%)	$485,800 (-2.65%) Land $161,600 Building $324,200
2025	$2,644.00 (+0.04%)	$499,000 (+99.18%) Land $161,600 Building $337,400	$499,000 (+9.55%) Land $161,600 Building $337,400
2024	$2,643.00 (+8.9%)
2023	$2,427.00 (-7.3%)	$250,525	$455,500 Land $153,900 Building $301,600
2022	$2,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SenaWave, Utah Broadband.

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