970 E Sterling Dr, Spanish Fork, UT 84660 Property Records

Utah County property record for 970 E Sterling Dr, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 950 sqft · built 1959
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$81,900 (Sep 1997)
Tax Bill	$1,995 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`47-001-0003`

Property Details

APN / Parcel Number

Primary APN	`47-001-0003`
Alternative APN	`068264`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	1,900 sqft
1st Floor Area	950 sqft
Basement Area	950 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Porch	Open Slab
Porch Area	776 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	068264
Street Address	970 E STERLING DR
City	SPANISH FORK
State	UT
Zip	84660-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLK. 1, PLAT A, NEBO SUB. ALSO: COM SW COR SD LOT 3; S 53 DEG 36E 67.18 FT; S 36 DEG 24W 38.03 FT; N 53 DEG 15W 64.99 FT; N 33 DEG 04E 37.69 FT TO BEG. AREA .26 ACRE.
Legal Subdivision	NEBO SUB
Legal Block	1
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2022
Census Tract	3205

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	970 E STERLING DR, SPANISH FORK, UT 84660-2539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 1997 · Amount on Record
Deed Sale	Sep 23, 1997 · Amount on Record
Deed Document Number	199774247
Deed Book / Page	4385 / 134
Prior Transfer Date	Sep 16, 1997
Prior Transfer Doc	0043850134
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	970 E STERLING DR, SPANISH FORK, UT 84660-2539
Document Number	0000162143
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	AMERICAN SECURE TITLE BRIGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	970 E STERLING DR SPANISH FORK UT 846602539, SPANISH FORK, UT 84660-2539

Mortgage

Document Number	0000162143
Date	Oct 19, 2020
Instrument	162143

Lender

Name	SECURITY SVC FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 18, 2060

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,655 (-1.19%)	$372,100 (-1.19%) Land $163,400 Building $208,700
2025	$1,995.00 (+10.4%)	$207,130 (+9.48%)	$376,600 (+9.48%) Land $163,400 Building $213,200
2024	$1,807.00 (-1.42%)
2023	$1,833.00 (+2.06%)	$189,200	$344,000 Land $155,600 Building $188,400
2022	$1,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SenaWave, Utah Broadband.

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