Lorain County property record for 975 E River St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,983 sqft Living Area |
| Lot Size | 20,473 sqft (0.469 acres) |
| Garage | Detached, 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,652.00 (2025) |
Source: Lorain County records · APN 06-25-091-000-002
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 975 E RIVER ST, ELYRIA, OH 44035-6023 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 28, 2024 | Transfer on Death Deed, Transfer |
| Jul 15, 2020 | Deed of Trust, Mortgage · Line of Credit DOLLAR BK |
| Mar 09, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DOLLAR BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 28, 2024 |
| Transfer Doc | 0000031284 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 28, 2024 |
| Property Address | 975 E RIVER ST, ELYRIA, OH 44035-6023 |
| Document Number | 0000031285 |
| Instrument Date | Oct 25, 2024 |
| Instrument | 2024-0031285 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 975 E RIVER ST, ELYRIA, OH 44035-6023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 975 E RIVER ST, ELYRIA, OH 44035-6023 |
| Document Number | 0000770209 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2020 |
| Title Company | FINANCIAL DIMENSIONS INC |
| Name | Verified Name |
|---|---|
| Address | 975 E RIVER ST ELYRIA OH 440356023, ELYRIA, OH 44035-6023 |
| Document Number | 0000770209 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 770209 |
| Name | DOLLAR BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 975 E RIVER ST, ELYRIA, OH 44035-6023 |
| Document Number | 0000664749 |
| Instrument Date | Mar 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2018 |
| Title Company | FINANCIAL DIMENSIONS INC |
| Name | Verified Name |
|---|---|
| Address | 975 E RIVER ST ELYRIA OH 440356023, ELYRIA, OH 44035-6023 |
| Document Number | 0000664749 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 664749 |
| Name | DOLLAR BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,652.00 | $56,330 (+0.01%) Land $9,790 Building $46,540 | $160,930 (-) Land $27,960 Building $132,970 |
| 2024 | $2,652.00 (+20.71%) | $56,326 (+39.68%) Land $9,786 Building $46,540 | $160,930 (+39.68%) Land $27,960 Building $132,970 |
| 2023 | $2,197.00 (+0.37%) | $40,324 (-0.01%) Land $8,519 Building $31,805 | $115,210 (-) Land $24,340 Building $90,870 |
| 2022 | $2,189.00 | $40,330 Land $8,520 Building $31,810 | |
| 2021 | $115,210 Land $24,340 Building $90,870 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-25-091-000-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,983 sqft Living Area |
| 1st Floor | 1,296 sqft 1st Floor |
| 2nd Floor | 686 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 20,473 sqft (0.469 acres) |
| Depth X Width | 380 ft x 54 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 314 sqft Deck |
|---|---|
| Patio Area | 314 sqft Patio |
| Porch | Open Porch |
| Porch Area | 60 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 975 E RIVER ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6023 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E OF R 53.75 |
| Legal Subdivision | E OF R FRNT |
| Legal Tract | 25 |
| Legal Lot Number | 19 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 71100 |
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