971 E River St, Elyria, OH 44035 Property Records

Lorain County property record for 971 E River St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,288 sqft Living Area
Lot Size	21,344 sqft (0.489 acres)
Occupancy	Owner Occupied
Last Sale	$97,500 (1999)
Tax Bill	$2,538.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-091-000-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	1,288 sqft Living Area
1st Floor	870 sqft 1st Floor
2nd Floor	417 sqft 2nd Floor
Attic Area	13 sqft Attic
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1900
Architectural Style	Cape Cod Style
Exterior Material	Brick Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Raised Foundation
Lot Area	21,344 sqft (0.489 acres)
Depth X Width	360 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	400 sqft Garage
Patio Area	100 sqft Patio
Porch	Enclosed Porch
Porch Area	85 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	971 E RIVER ST
City	ELYRIA
State	OH
Zip	44035-6023
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	60 X 380
Legal Subdivision	EAST/BLACK RIVER
Legal Tract	25
Legal Lot Number	91
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1005
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-091-000-001

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	971 E RIVER ST, ELYRIA, OH 44035-6023
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 1999 · Amount on Record
Deed Sale	Jul 16, 1999 · Amount on Record
Prior Sale	Dec 29, 1995 · Amount on Record
Deed Doc Number	629102
Record Refreshed	Jun 08, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	971 E RIVER ST, ELYRIA, OH 44035-6023
Document Number	0000668997
Instrument Date	Mar 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	971 E RIVER ST ELYRIA OH 440356023, ELYRIA, OH 44035-6023

Mortgage

Document Number	0000668997
Date	Apr 19, 2018
Instrument	668997

Lender

Name	FIFTH THIRD BK
Type	Federal Savings Bank (FSB)
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,538.00	$53,900 (-0.01%) Land $10,270 Building $43,630	$154,010 (-) Land $29,340 Building $124,670
2024	$2,538.00 (+16.32%)	$53,904 (+34.58%) Land $10,269 Building $43,635	$154,010 (+34.58%) Land $29,340 Building $124,670
2023	$2,182.00 (+0.37%)	$40,054 (+0.01%) Land $10,514 Building $29,540	$114,440 (-) Land $30,040 Building $84,400
2022	$2,174.00	$40,050 Land $10,510 Building $29,540
2021			$114,440 Land $30,040 Building $84,400

Flood & Wildfire

971 E River St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.