975 E 4th St, Coal City, IL 60416 Property Records

Grundy County property record for 975 E 4th St, Coal City, IL 60416

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 2006
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Tax Bill	$6,106 (2025)
Deeds & Mortgages	Feb 2019 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-35-409-011`

Property Details

APN / Parcel Number

Primary APN	`06-35-409-011`

Interior

Building Area	1,248 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	975 E 4TH ST
City	COAL CITY
State	IL
Zip	60416-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COAL BRANCH JUNCTION LTS 19 THRU 24 (EX W81.31' & PT LYG IN RR) BLK 15 SEC 35-33-8
Legal Range	08W
Legal Township	33N
Legal Section	35
Legal Subdivision	COAL BRANCH JUNCTION
Legal Block	15
Legal Lot Number	19-24
Jurisdiction	GRUNDY IL
Township / Civil Division	FELIX
Census Block Group	4
Census Block	4018
Census Tract	700

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	975 E 4TH ST, COAL CITY, IL 60416-1219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
May 14, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF PONTIAC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	975 E 4TH ST, COAL CITY, IL 60416-1219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000582946
Date	Feb 25, 2019
Instrument	582946

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 15, 2039

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	975 E 4TH ST, COAL CITY, IL 60416-1219
Document Number	0000592775
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	975 E 4TH ST COAL CITY IL 604161219, COAL CITY, IL 60416-1219

Mortgage

Document Number	0000592775
Date	May 27, 2020
Instrument	592775

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	PONTIAC, IL 61764

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Felix Township
Municipality	Coal City Village
Unified School District	Coal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,106.00 (+35.93%)	$83,198 (+23.8%) Land $7,560 Building $75,638	$249,594 (+23.8%) Land $22,680 Building $226,914
2022	$4,492.00 Homeowner's exemption Additional exemption filed	$67,201 Land $6,107 Building $61,094	$201,603 Land $18,321 Building $183,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1982)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COAL CITY serves 5,845 people · EPA ID IL0630200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

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